APA (7th ed.) Citation
Chiba, M. (2026). Digital adoption and customer retention in the South African retail banking sector. University of Pretoria.
Chicago Style (17th ed.) Citation
Chiba, Manoj. Digital Adoption and Customer Retention in the South African Retail Banking Sector. University of Pretoria, 2026.
MLA (9th ed.) Citation
Chiba, Manoj. Digital Adoption and Customer Retention in the South African Retail Banking Sector. University of Pretoria, 2026.
Warning: These citations may not always be 100% accurate.