APA (7th ed.) Citation
Botha, M. (2026). Fintech as a catalyst towards a sustainable savings culture in South Africa. University of Pretoria.
Chicago Style (17th ed.) Citation
Botha, Melodi. Fintech as a Catalyst Towards a Sustainable Savings Culture in South Africa. University of Pretoria, 2026.
MLA (9th ed.) Citation
Botha, Melodi. Fintech as a Catalyst Towards a Sustainable Savings Culture in South Africa. University of Pretoria, 2026.
Warning: These citations may not always be 100% accurate.