APA (7th ed.) Citation
Kleyn, N. (2013). Moving towards a new service development (NSD) framework for sustainable financial service offerings for the second economy. University of Pretoria.
Chicago Style (17th ed.) Citation
Kleyn, Nicola. Moving Towards a New Service Development (NSD) Framework for Sustainable Financial Service Offerings for the Second Economy. University of Pretoria, 2013.
MLA (9th ed.) Citation
Kleyn, Nicola. Moving Towards a New Service Development (NSD) Framework for Sustainable Financial Service Offerings for the Second Economy. University of Pretoria, 2013.
Warning: These citations may not always be 100% accurate.