APA (7th ed.) Citation
Ismail, T. (2013). Comparison of factors that inhibit the adoption of cellphone banking between low and high income groups in South Africa. University of Pretoria.
Chicago Style (17th ed.) Citation
Ismail, Tashmia. Comparison of Factors That Inhibit the Adoption of Cellphone Banking Between Low and High Income Groups in South Africa. University of Pretoria, 2013.
MLA (9th ed.) Citation
Ismail, Tashmia. Comparison of Factors That Inhibit the Adoption of Cellphone Banking Between Low and High Income Groups in South Africa. University of Pretoria, 2013.
Warning: These citations may not always be 100% accurate.