Ruiters, M. (2022). Technology adoption, cultural values, and digital financial inclusion. University of Pretoria.
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Chicago Style (17th ed.) Citation
Ruiters, Michele. Technology Adoption, Cultural Values, and Digital Financial Inclusion. University of Pretoria, 2022.
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MLA (9th ed.) Citation
Ruiters, Michele. Technology Adoption, Cultural Values, and Digital Financial Inclusion. University of Pretoria, 2022.
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Warning: These citations may not always be 100% accurate.