Kruger, P. J. H., & Visser, W. (2012). Cellphone banking at the bottom of the pyramid. Stellenbosch : Stellenbosch University.
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Chicago Style (17th ed.) Citation
Kruger, Pieter Jan Harm, and Willem Visser. Cellphone Banking at the Bottom of the Pyramid. Stellenbosch : Stellenbosch University, 2012.
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MLA (9th ed.) Citation
Kruger, Pieter Jan Harm, and Willem Visser. Cellphone Banking at the Bottom of the Pyramid. Stellenbosch : Stellenbosch University, 2012.
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Warning: These citations may not always be 100% accurate.