High-density affordable housing impact investing: a best-in-class project screening credit risk management model by Lallie, Silimela

“…A largely 'spatial economic' model for risk analysis, it is developed to attain a so-called Probability of Default Ratio ("PDR") by coalescing two formulae regarded as international best-practice: The risk types incorporated into the model are (1) borrower-level credit risk, (2) property/development-level risk, and (3) cash-flow risk factors. …”
Get full text

Networks, [Mis]trust, and Pentecostal Conversion: narratives of divergent pathways among small Black entrepreneurs in Tshwane by De Sousa, Julio F

“…These intersect with, and extend far beyond, the networks of small black entrepreneurs, affecting issues at the very heart of entrepreneurship such as risk taking and proactiveness. I borrow the concept of 'cultural holes' to illustrate the contingencies of meaning that shape the networks and the entrepreneurial orientation of small black entrepreneurs and, ultimately, drive their divergent entrepreneurial trajectories. …”
Get full text