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Loan growth and risk: evidence from microfinance institutions in Africa
Published 2019“…Chapter 4 aims to identify the factors that explain the differences in the propensity to use loans from MFIs in Kenya, paying particular attention to the effects of mobile money (M-money), mobile banking (M-banking) and mobile credit (M-credit). …”
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Influence of seal binders and rheology on aggregate orientation and embedment leading to texture loss
Published 2021Get full text
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Degradation characterisation of various geo-chemical matrices during leaching
Published 2012Get full text
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Pervasive computing reference architecture from a software engineering perspective (PervCompRA-SE)
Published 2017“…Its complexity exceeds the outdated main frame and client-server computation models. Its systems are highly volatile, mobile, and resource-limited ones that stream a lot of data from different sensors. …”
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The role of newspaper websites in the British regional press with reference to South African realities
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Investigating Factors that Influence Compliance of Digital Financial Service Agents to Legislation and Standards in Kenya
Published 2021“…Much of these are attributable to the mobile money service Mpesa which accounts for the largest DFS market share. …”
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Inequalities in Child Health in Tanzania: Evidence on Structural and Systemic Determinants of Stunting
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mHealth-supported hearing and vision services for preschool children in low-income communities
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Petrogenesis of the syntectonic Matok Pluton in the Limpopo Belt (South Africa) and its implications of the geodynamic environment
Published 2011Get full text
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Reliable Outdoor Ai-Based Autonomous Uav Localization and Trajectory Tracking Using Cellular Networks
Published 2024“…As such, we derive a UAV trajectory reliability model as pertains to UAV motion uncertainty along the trajectory. …”
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Biocatalytic oxidation of Arsenic (III) with concomitant Chromium (VI) reduction by an autotrophic culture of bacteria
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The cyclic unit of the upper critical zone on maandagshoek 254 KT eastern Bushveld complex
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Microfinance Usage And Living Standards In Kenya Microfinance Usage And Living Standards In Kenya
Published 2024“…The other sources for loans include shopkeepers, mobile money and family/ friends/ neighbours while other modes of savings include mobile money, group savings and secret hiding places. …”
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Pressure-based leakage characterisation of bulk pipelines
Published 2020“…This was achieved by developing a mobile device called the pipe condition assessment equipment (PCAE), which uses pressure testing in combination with the latest models on the behaviour of leaks areas with pressure to assess the condition of the bulk pipeline. …”
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Regulation of complex adaptive digital systems: optimizing competition and consumer welfare outcomes in Nigeria's converging telecommunications market
Published 2024“…The thesis explores how emerging digital ecosystems would benefit from new regulatory approaches that differ from the traditional models applied in the telecommunications sector. The historical model is typically based on an analysis of static efficiency, which does not appropriately acknowledge the often complementary nature of the evolving digital ecosystem and its dynamic efficiencies. …”
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