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INDIGENOUS USURY SYSTEM AND INFORMAL MICROFINANCE IN IBADAN, NIGERIA
Published 2017-04Call Number: Loading…
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Page will reload when a filter is selected or excluded.- Nigeria 7 results 7
- University of Ibadan 4 results 4
- Nigerian Colleges of Education 3 results 3
- Socio-cultural and economic factors 3 results 3
- Academic achievement 2 results 2
- Africa 2 results 2
- COVID-19 2 results 2
- Corporate governance 2 results 2
- Economic Empowerment 2 results 2
- Fuel Subsidy Removal 2 results 2
- Part-time NCE programme 2 results 2
- The paper assessed the effects of fuel subsidy removal on students' academic achievement at university of Ibadan. The descriptive survey research design was adopted with sample consisted of 150 undergraduate students from three faculties of Arts, Education and the Social Sciences (50 from each faculty). The quaestionnaire entitled “Effects of Fuel Subsidy on Students’ Academic Achievement at University of Ibadan Inventory (EFSSAAI)” was the major instrument used for data gathering. Data collected was analyse through descriptive statistics of frequency counts and percentages as well as multiple regression. The paper found that subsidy removal effect (effects (class attendance, course materials and stress level) significantly influence students' academic achivement (F (3,146) = 33.983; R = .641, R2 = .411, Adjusted R2 = .399, p< 0.05), explaining 41.1% of the variance. In light of these result, government and university management should expand financial aid programmes and provide information about scholarship opportunities to support students financially as well as collaborate with local businesses to create part-time job opportunities on or near the campus, enabling students to earn income to cover their living and educational expenses 2 results 2
- The scraping of the Teachers Grade II certificate programme places great responsibilities on Nigerian Colleges of Education (COEs) in providing manpower with the minimum entry qualification to enter into the teaching profession in the country. The increasing demands for the Nigeria Certificate of Education (NCE) have forced COEs to establish part-time programmes with flexible admission criteria. Despite this, there exists low participation of women in these programmes; a situation partly attributed to the dominance of socio-cultural and economic factors. Although, studies exist on students’ participation in part-time NCE programmes, none has specifically focused on how socio-cultural and economic factors determine female participation in the programme. This study, therefore, investigated socio-cultural and economic factors as determinants of participation of female students in part-time NCE programmes in South-Western Nigeria. The descriptive survey research design was adopted. The multi-stage random sampling procedure was used in selecting 1024 female NCE students in Cohorts 1 – 4 in the School of Education across four centres each from three selected COEs. Data were collected using Female Participation Questionnaire with five sub-scales: Social Factors Scale (r = 0.81), Cultural Factors Scale (r = 0.93), Economic Factors Scale (r = 0.74), Participation Scale (r = 0.69) and Females Academic Performance Scale (r = 0.86). This was complemented with 12 sessions of Focus Group Discussions (FGDs) with selected female part-time NCE learners. Data were analysed using descriptive statistics, multiple regression and content analysis. Socio-cultural and economic factors significantly correlated with participation of female students in part-time NCE programmes (F (3, 1021) = 146.25, R2 = 0.50; p < 0.05); with relative contributions as ranked: economic factors (β = 0.52), social factors (β = 0.20) and cultural factors (β = 0.30). Social factors contributions in order of magnitude were parents encouragement (β = 0.89), parental level of education (β = 0.84), peers’ influence (β = 0.81), family background (β = 0.73), availability of female role models (β = 0.70), spouse level of education (β = 0.27), spouse’s encouragement (β = 0.11). Similarly, cultural factors’ contributions were: submissiveness to parental instructions (β = 0. 86), gender identity/labelling (β = 0.69), house responsibilities/chores (β = 0.20), spouse instructions (β = 0.14), practice of female seclusion (β = 0.10), early marriage (β = 0.09). Also, relative contributions of economic factors were: financial support (β = 0.51), parental occupation (β = 0.42), spouse occupation (β = 0.35) and cost of programme (β = 0.23). FGD revealed that marriage is the bane of their schooling. However, the motivating impetus for female participation in the programmes are the encouragement from parents, peers, role models and availability of financial supports. Parental background, encouragement, level of education, peers’ influence, availability of female role models, and availability of financial support were potent factors in enhancing participation of females in part-time Nigerian Certificate of Education programme. Therefore, there is the need for less culture-consciousness and spousal sensitization as well as reduction in cost of schooling to encourage participation of females in part-time Nigerian Certificate of Education programmes. Key words: Females’ participation, Part-time NCE programme, Socio-cultural and economic factors, Nigerian Colleges of Education Word count: 498 2 results 2
- Undergraduate Student 2 results 2
- "Safety consciousness is an everyday affair that is closely knitted with security. Safety consciousness which is a way of accident prevention couple with crisis management has become a challenge in the workplace. The absence of knowledge of safety on the part of Social workers intervention in accident prevention and crisis management has become challenging in different ways to the extent of affecting individuals, families, organizations and communities. To this end this study looked at safety knowledge as predictor of accident prevention and crisis management among health and industrial social workers in South-West Nigeria. The study adopts the descriptive survey research design with the population consisting of health social workers in public hospitals and industrial social workers in selected manufacturing firms in the South West Nigeria. Random sampling was used to select three states, Oyo, Lagos and Ogun States, out of the six states in the South West. The population was clustered into health and industrial sectors. Purposive sampling technique was used to select forty respondents from each stratum thereby making a total of two hundred and forty respondents. A self-developed questionnaire tagged “Safety Knowledge, Accident prevention and Crisis Management Questionnaire- SKAPCMQ” with a reliability coefficient of 0.84 was used for data collection. The instrument was rated on a four-point scale of Strongly Disagree (SD=1), Disagree (D=2), Agree (A=3), Strongly Agree (SA=4). Frequency counts and percentages were used to analyse the demographic characteristics of the respondents while Pearson Product Moment Correlation was used to test the research hypotheses at 0.05 level of significance. Findings from the study showed that health and industrial social workers’ safety knowledge had a significant relationship with accident prevention (r = 0.855, P < 0.05) and that health and industrial social workers’ safety knowledge had a significant relationship with crisis management (r = 0.529, P < 0.05). Based on these findings, it was recommended that employers should provide financial support for in-service training of social workers on crisis and disaster management to improve proficiency of the work force. " 1 results 1
- "Safety knowledge, accident prevention, crisis management, health social workers, industrial social workers " 1 results 1
- "The dearth and cost of energy supply in Nigeria calls for planning and management through energy audit. The object of this paper is to carry out a comprehensive energy audit of the two commercial buildings commonly referred to as Energy House and Mirror House which are the head offices of the Global Fleet Oil & Gas Ltd. Company and National Mirror Newspaper respectively, using their 2011 energy consumption data. The power supplies to both offices are from the same generators which provide two third of the power supply to the building in 2011 but with different transformers of 1000 kV A each for the PHCN power supply. The facilities load were assessed by direct inspection and conversion were done where necessary. The capacities of the available three generators were 400, 640 & 1000 kW respectively (using 0.8 power factor) and the maximum load of the facility at any time in a day is 398 kW. This study has revealed the monumental financial waste on the un-utilized energy and facilities that could be replaced with energy saver equipment. Therefore, it is imperative that a holistic energy planning and regular assessment of energy requirements are considered as key components of building projects. " 1 results 1
- Abeokuta 1 results 1
- Academic 1 results 1
- Acute kidney injury 1 results 1
- Adolescents 1 results 1
- Adoption of lCTs 1 results 1
- Africa. 1 results 1
- Agency theory 1 results 1
- Agriculture 1 results 1
- Akiwowo 1 results 1
- Al-Hayat relief foundation 1 results 1
- Antenatal care 1 results 1
- Application of lCTs 1 results 1
- ArXiv cs.IR Recent Papers 1 results 1
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