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Effect of Mobile Money Services on Savings Intention of Customers within Kumasi Metropolis

A thesis submitted to the Department of Marketing and Corporate Strategy of the Kwame Nkrumah University of Science and Technology in partial fulfillment of the award of the degree of Master of Business Administration (Marketing).

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Main Author: Mpiani, Collins
Format: Thesis
Language:English
Published: 2017
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access_status_str Open Access
author Mpiani, Collins
author_browse Mpiani, Collins
author_facet Mpiani, Collins
author_sort Mpiani, Collins
collection Thesis
description A thesis submitted to the Department of Marketing and Corporate Strategy of the Kwame Nkrumah University of Science and Technology in partial fulfillment of the award of the degree of Master of Business Administration (Marketing).
format Thesis
id oai:ir.knust.edu.gh:123456789/10253
institution KNUST (Ghana)
language English
last_indexed 2026-06-10T12:31:19.760Z
license_str Not specified — see source repository
provenance_str_mv Harvested via OAI-PMH from KNUSTSpace — Kwame Nkrumah University of Science & Technology (Ghana)
publishDate 2017
publishDateRange 2017
publishDateSort 2017
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source_str KNUSTSpace — Kwame Nkrumah University of Science & Technology (Ghana)
spelling oai:ir.knust.edu.gh:123456789/10253 Effect of Mobile Money Services on Savings Intention of Customers within Kumasi Metropolis Mpiani, Collins A thesis submitted to the Department of Marketing and Corporate Strategy of the Kwame Nkrumah University of Science and Technology in partial fulfillment of the award of the degree of Master of Business Administration (Marketing). The mobile money operation as an aspect of the financial sector has witnessed tremendous patronage over the years. Users have developed passion for the mobile money services which has affected their savings intention with the traditional banks. The study focused on assessing mobile money operation and its effect on savings intention among customers within Kumasi metropolis in the Ashanti region of Ghana. The study was conducted on a total of 350 customers out of which 294 responses were received representing 84% response rate. The study collected data using questionnaires. The study adopted purposive and convenience sampling techniques in selecting customers. Statistical Package for Social Sciences was the software used in analysis of the data. The study adopted regression, correlation and descriptive analysis in the interpretation of the results. The results show that, service withdrawal and cash deposit as part of mobile money services positively impacts savings intention and are statistically significant. Cash transfer has a positive impact on consumer’s savings intention however not statistically significant and recharge card inversely affect customers savings intention but not statistically significant. Customers have trust in the use of mobile money services and are satisfied with convenience and easy accessibility of mobile money services. The study recommended strong regulatory framework to protect customer’s money and improved service delivery from service providers. KNUST 2017-01-25T09:44:43Z 2023-04-18T23:04:37Z 2017-01-25T09:44:43Z 2023-04-18T23:04:37Z August, 2016 Thesis https://ir.knust.edu.gh/handle/123456789/10253 en
spellingShingle Mpiani, Collins
Effect of Mobile Money Services on Savings Intention of Customers within Kumasi Metropolis
title Effect of Mobile Money Services on Savings Intention of Customers within Kumasi Metropolis
title_full Effect of Mobile Money Services on Savings Intention of Customers within Kumasi Metropolis
title_fullStr Effect of Mobile Money Services on Savings Intention of Customers within Kumasi Metropolis
title_full_unstemmed Effect of Mobile Money Services on Savings Intention of Customers within Kumasi Metropolis
title_short Effect of Mobile Money Services on Savings Intention of Customers within Kumasi Metropolis
title_sort effect of mobile money services on savings intention of customers within kumasi metropolis
url https://ir.knust.edu.gh/handle/123456789/10253
work_keys_str_mv AT mpianicollins effectofmobilemoneyservicesonsavingsintentionofcustomerswithinkumasimetropolis