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The relationship between financial literacy and financial fragility: the moderation effects of psychological, economic and social factors

A thesis submitted to the department of accounting and finance, kwame nkrumah university of science and technology in partial fulfillment of the requirements for the degree of master of science in accounting and finance

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Bibliographic Details
Main Author: Damanyi Gideon
Format: Thesis
Language:English
Published: KNUST 2024
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access_status_str Open Access
author Damanyi Gideon
author_browse Damanyi Gideon
author_facet Damanyi Gideon
author_sort Damanyi Gideon
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description A thesis submitted to the department of accounting and finance, kwame nkrumah university of science and technology in partial fulfillment of the requirements for the degree of master of science in accounting and finance
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language English
last_indexed 2026-06-10T12:31:18.486Z
license_str Not specified — see source repository
provenance_str_mv Harvested via OAI-PMH from KNUSTSpace — Kwame Nkrumah University of Science & Technology (Ghana)
publishDate 2024
publishDateRange 2024
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source_str KNUSTSpace — Kwame Nkrumah University of Science & Technology (Ghana)
spelling oai:ir.knust.edu.gh:123456789/15077 The relationship between financial literacy and financial fragility: the moderation effects of psychological, economic and social factors Damanyi Gideon A thesis submitted to the department of accounting and finance, kwame nkrumah university of science and technology in partial fulfillment of the requirements for the degree of master of science in accounting and finance The research investigates how psychological, economic, and societal variables moderate the association between financial literacy and fragility. Quantitative methods improve precision and accuracy. The researcher also used a cross-sectional design to correlate study variables. Purposive sampling chose 400 responses. A pre-made questionnaire is usually utilized for data collection. SPSS 26 and Stata 15 are used for statistical analysis. Financial literacy is beneficial to financial fragility. Financial fragility suffers greatly from financial confidence. Wealth boosts FR significantly. Race does not affect FR. The results show a favorable association between FR and wealthfinancial literacy. However, financial literacy and race interact significantly on FR. According to the results, financial fragility may be decreased by combining financial knowledge with financial confidence. 2024-01-12T10:29:18Z 2024-01-12T10:29:18Z 2023 Thesis https://ir.knust.edu.gh/handle/123456789/15077 en application/pdf KNUST
spellingShingle Damanyi Gideon
The relationship between financial literacy and financial fragility: the moderation effects of psychological, economic and social factors
title The relationship between financial literacy and financial fragility: the moderation effects of psychological, economic and social factors
title_full The relationship between financial literacy and financial fragility: the moderation effects of psychological, economic and social factors
title_fullStr The relationship between financial literacy and financial fragility: the moderation effects of psychological, economic and social factors
title_full_unstemmed The relationship between financial literacy and financial fragility: the moderation effects of psychological, economic and social factors
title_short The relationship between financial literacy and financial fragility: the moderation effects of psychological, economic and social factors
title_sort relationship between financial literacy and financial fragility the moderation effects of psychological economic and social factors
url https://ir.knust.edu.gh/handle/123456789/15077
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