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Exploring non-bank financial institutions as an alternative means of financingmsmes in Ghana: a case study of Adum-Kumasi.
A Thesis Submitted To The Department Of Accounting And Finance In Partial Fulfilment Of The Requirements For The Degree Of Master Of Business Administration (Finance)
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| Format: | Thesis |
| Language: | English |
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KNUST
2025
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| _version_ | 1869483613501784064 |
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| access_status_str | Open Access |
| author | Ayisi, Alexander |
| author_browse | Ayisi, Alexander |
| author_facet | Ayisi, Alexander |
| author_sort | Ayisi, Alexander |
| collection | Thesis |
| description | A Thesis Submitted To The Department Of Accounting And Finance In Partial Fulfilment Of The Requirements For The Degree Of Master Of Business Administration (Finance) |
| format | Thesis |
| id | oai:ir.knust.edu.gh:123456789/16167 |
| institution | KNUST (Ghana) |
| language | English |
| last_indexed | 2026-07-01T04:01:47.139Z |
| license_str | Not specified — see source repository |
| provenance_str_mv | Harvested via OAI-PMH from KNUSTSpace — Kwame Nkrumah University of Science & Technology (Ghana) |
| publishDate | 2025 |
| publishDateRange | 2025 |
| publishDateSort | 2025 |
| publisher | KNUST |
| publisherStr | KNUST |
| record_format | dspace |
| source_str | KNUSTSpace — Kwame Nkrumah University of Science & Technology (Ghana) |
| spelling | oai:ir.knust.edu.gh:123456789/16167 Exploring non-bank financial institutions as an alternative means of financingmsmes in Ghana: a case study of Adum-Kumasi. Ayisi, Alexander A Thesis Submitted To The Department Of Accounting And Finance In Partial Fulfilment Of The Requirements For The Degree Of Master Of Business Administration (Finance) The aim of this study is to identify the type of non-banking financial institutions MSME's source loans to finance their businesses and the challenges they encountered. In order to investigate these, a conceptual framework of the study was designed. These guide the design of data collection instrument to suit the research. The study combined survey and case study method of data collection and analysis. The study revealed among other things that: Most of the micro, small and medium enterprises resort to savings and loans and micro finance institution as an alternative means of financing their businesses and the main challenges they encountered are high interest rate associated with the loans, not given the amount needed and low education on the loans from non-banking financial institutions. In view of these challenges, major recommendations proposed include, Government should regulate the interest rate policy of non-banking financial institutions to enable micro, small and medium scale enterprises have access to loans on low interest rate to grow their businesses. Secondly, micro, small and medium operators need to be given more educations on loans in other to use it effectively for the core objectives. The researcher also recommends National board for small scale industry (NBSSI), encourage the sector for the adoption of technology since the sector is characterized by low level of technology in their operations. KNUST 2025-02-08T17:20:06Z 2025-02-08T17:20:06Z 2016-07 Thesis https://ir.knust.edu.gh/handle/123456789/16167 en application/pdf KNUST |
| spellingShingle | Ayisi, Alexander Exploring non-bank financial institutions as an alternative means of financingmsmes in Ghana: a case study of Adum-Kumasi. |
| title | Exploring non-bank financial institutions as an alternative means of financingmsmes in Ghana: a case study of Adum-Kumasi. |
| title_full | Exploring non-bank financial institutions as an alternative means of financingmsmes in Ghana: a case study of Adum-Kumasi. |
| title_fullStr | Exploring non-bank financial institutions as an alternative means of financingmsmes in Ghana: a case study of Adum-Kumasi. |
| title_full_unstemmed | Exploring non-bank financial institutions as an alternative means of financingmsmes in Ghana: a case study of Adum-Kumasi. |
| title_short | Exploring non-bank financial institutions as an alternative means of financingmsmes in Ghana: a case study of Adum-Kumasi. |
| title_sort | exploring non bank financial institutions as an alternative means of financingmsmes in ghana a case study of adum kumasi |
| url | https://ir.knust.edu.gh/handle/123456789/16167 |
| work_keys_str_mv | AT ayisialexander exploringnonbankfinancialinstitutionsasanalternativemeansoffinancingmsmesinghanaacasestudyofadumkumasi |