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Financial literacy among petty traders. Evidence from the Kumasi metropolis.
A Thesis Submitted To Department Of Accounting And Finance In Partial Fulfillment Of The Requirements For The Degree Of Masters In Business Administration (Finance).
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| Format: | Thesis |
| Language: | English |
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KNUST
2025
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| _version_ | 1867613133765345280 |
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| access_status_str | Open Access |
| author | NTIAMOAH, FRANCIS AGYARKO |
| author_browse | NTIAMOAH, FRANCIS AGYARKO |
| author_facet | NTIAMOAH, FRANCIS AGYARKO |
| author_sort | NTIAMOAH, FRANCIS AGYARKO |
| collection | Thesis |
| description | A Thesis Submitted To Department Of Accounting And Finance In Partial Fulfillment Of The Requirements For The Degree Of Masters In Business Administration (Finance). |
| format | Thesis |
| id | oai:ir.knust.edu.gh:123456789/16404 |
| institution | KNUST (Ghana) |
| language | English |
| last_indexed | 2026-06-10T12:31:18.486Z |
| license_str | Not specified — see source repository |
| provenance_str_mv | Harvested via OAI-PMH from KNUSTSpace — Kwame Nkrumah University of Science & Technology (Ghana) |
| publishDate | 2025 |
| publishDateRange | 2025 |
| publishDateSort | 2025 |
| publisher | KNUST |
| publisherStr | KNUST |
| record_format | dspace |
| source_str | KNUSTSpace — Kwame Nkrumah University of Science & Technology (Ghana) |
| spelling | oai:ir.knust.edu.gh:123456789/16404 Financial literacy among petty traders. Evidence from the Kumasi metropolis. NTIAMOAH, FRANCIS AGYARKO A Thesis Submitted To Department Of Accounting And Finance In Partial Fulfillment Of The Requirements For The Degree Of Masters In Business Administration (Finance). In recent times governments of developed, developing, under developing countries as well as policy analyst have given much attention to financial literacy because of its relevance to the growth and development of every economy. Financial literacy is defined as the ability to use ones financial skill and knowledge to make well informed financial decisions with respect to money management, saving and borrowing, budgeting and investment in both the short and long term so as to achieve financial well-being. This study was conducted to determine the level of financial literacy among petty traders in the Kumasi Metropolis. The study employed both explanatory and descriptive research design. A purposive technique was used to select the population of study which was grouped into five (5) markets. A total sample size of 200 petty traders was selected to participate in the study. Convenient sampling technique was used to select the respondents. Descriptive statistic, Logit regression model, ANOVA and independent t-Test were used in the analysis of the data. The results revealed that majority of the respondents had low knowledge in money management that is savings and borrowings and investment. The study also found out that educational background and age were basic determinants of financial literacy of petty traders in the Kumasi Metropolis. The study also revealed that there is no significant difference in level of knowledge among petty traders with exception of the hawkers. Finally, more financially literate petty traders are more likely to show positive attitudes toward personal finance opinions and financial management practices. KNUST 2025-03-14T14:24:07Z 2025-03-14T14:24:07Z 2016-08 Thesis https://ir.knust.edu.gh/handle/123456789/16404 en application/pdf KNUST |
| spellingShingle | NTIAMOAH, FRANCIS AGYARKO Financial literacy among petty traders. Evidence from the Kumasi metropolis. |
| title | Financial literacy among petty traders. Evidence from the Kumasi metropolis. |
| title_full | Financial literacy among petty traders. Evidence from the Kumasi metropolis. |
| title_fullStr | Financial literacy among petty traders. Evidence from the Kumasi metropolis. |
| title_full_unstemmed | Financial literacy among petty traders. Evidence from the Kumasi metropolis. |
| title_short | Financial literacy among petty traders. Evidence from the Kumasi metropolis. |
| title_sort | financial literacy among petty traders evidence from the kumasi metropolis |
| url | https://ir.knust.edu.gh/handle/123456789/16404 |
| work_keys_str_mv | AT ntiamoahfrancisagyarko financialliteracyamongpettytradersevidencefromthekumasimetropolis |