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Financial literacy and retirement planning among selected workers: a case study of Tarkwa Nsuaem Municipal District.
A Thesis Submitted In Partial Fulfilment Of The Requirements For The Degree Of Master Of Business Administration (Finance).
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| Format: | Thesis |
| Language: | English |
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KNUST
2025
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| _version_ | 1867613138020466688 |
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| access_status_str | Open Access |
| author | Ackon, Kofi Quarm |
| author_browse | Ackon, Kofi Quarm |
| author_facet | Ackon, Kofi Quarm |
| author_sort | Ackon, Kofi Quarm |
| collection | Thesis |
| description | A Thesis Submitted In Partial Fulfilment Of The Requirements For The Degree Of Master Of Business Administration (Finance). |
| format | Thesis |
| id | oai:ir.knust.edu.gh:123456789/17178 |
| institution | KNUST (Ghana) |
| language | English |
| last_indexed | 2026-06-10T12:31:22.621Z |
| license_str | Not specified — see source repository |
| provenance_str_mv | Harvested via OAI-PMH from KNUSTSpace — Kwame Nkrumah University of Science & Technology (Ghana) |
| publishDate | 2025 |
| publishDateRange | 2025 |
| publishDateSort | 2025 |
| publisher | KNUST |
| publisherStr | KNUST |
| record_format | dspace |
| source_str | KNUSTSpace — Kwame Nkrumah University of Science & Technology (Ghana) |
| spelling | oai:ir.knust.edu.gh:123456789/17178 Financial literacy and retirement planning among selected workers: a case study of Tarkwa Nsuaem Municipal District. Ackon, Kofi Quarm A Thesis Submitted In Partial Fulfilment Of The Requirements For The Degree Of Master Of Business Administration (Finance). The economics of financial illiteracy can be felt across all sectors of the economy if it is allowed to persist. In modern economies, income earned in the form of either interest, rent, wage or profit is either spent or saved. Savings from households serve as a source of funds from which businesses and government can finance their investments. In economies where the flow of funds from surplus units to deficits units through financial intermediaries is not frequent, economic growth is distorted. Aside the national growth, it is important for workers to make proper preparation for retirement in order to reduce the dependency ratio of this country. This study examines financial literacy and retirement planning among selected workers in the Tarkwa Nsuaem Municipal Assembly. A total of 283 workers from public institutions were participated in this study. The respondents were quizzed on their knowledge in personal finance, savings and borrowing, insurance and investment. The findings of this study reveal that the financial knowledge of government workers in the study area is low. Public workers have higher knowledge in personal finance and savings and borrowing than investment and insurance. Demographic characteristics such as age, gender, work experience, educational background and occupation affect the financial literacy of government workers. Also this study documented a significant effect of financial literacy on the retirement planning of government workers KNUST 2025-06-04T16:15:22Z 2025-06-04T16:15:22Z 2017-07 Thesis https://ir.knust.edu.gh/handle/123456789/17178 en application/pdf KNUST |
| spellingShingle | Ackon, Kofi Quarm Financial literacy and retirement planning among selected workers: a case study of Tarkwa Nsuaem Municipal District. |
| title | Financial literacy and retirement planning among selected workers: a case study of Tarkwa Nsuaem Municipal District. |
| title_full | Financial literacy and retirement planning among selected workers: a case study of Tarkwa Nsuaem Municipal District. |
| title_fullStr | Financial literacy and retirement planning among selected workers: a case study of Tarkwa Nsuaem Municipal District. |
| title_full_unstemmed | Financial literacy and retirement planning among selected workers: a case study of Tarkwa Nsuaem Municipal District. |
| title_short | Financial literacy and retirement planning among selected workers: a case study of Tarkwa Nsuaem Municipal District. |
| title_sort | financial literacy and retirement planning among selected workers a case study of tarkwa nsuaem municipal district |
| url | https://ir.knust.edu.gh/handle/123456789/17178 |
| work_keys_str_mv | AT ackonkofiquarm financialliteracyandretirementplanningamongselectedworkersacasestudyoftarkwansuaemmunicipaldistrict |