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The effect of the students loan scheme on access to higher education in Ghana: a case of Kwame Nkrumah University of Science and Technology, Kumasi

A thesis submitted to the Department of Marketing and Corporate Strategy, Kwame Nkrumah University of Science and Technology (KNUST) in partial fulfillment for the award of the degree of Master of Business Administration (Strategic Management and Management Consulting Option),

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Bibliographic Details
Main Author: Alhassan, Sadiq
Format: Thesis
Language:English
Published: 2016
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access_status_str Open Access
author Alhassan, Sadiq
author_browse Alhassan, Sadiq
author_facet Alhassan, Sadiq
author_sort Alhassan, Sadiq
collection Thesis
description A thesis submitted to the Department of Marketing and Corporate Strategy, Kwame Nkrumah University of Science and Technology (KNUST) in partial fulfillment for the award of the degree of Master of Business Administration (Strategic Management and Management Consulting Option),
format Thesis
id oai:ir.knust.edu.gh:123456789/9052
institution KNUST (Ghana)
language English
last_indexed 2026-06-10T12:31:22.621Z
license_str Not specified — see source repository
provenance_str_mv Harvested via OAI-PMH from KNUSTSpace — Kwame Nkrumah University of Science & Technology (Ghana)
publishDate 2016
publishDateRange 2016
publishDateSort 2016
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source_str KNUSTSpace — Kwame Nkrumah University of Science & Technology (Ghana)
spelling oai:ir.knust.edu.gh:123456789/9052 The effect of the students loan scheme on access to higher education in Ghana: a case of Kwame Nkrumah University of Science and Technology, Kumasi Alhassan, Sadiq A thesis submitted to the Department of Marketing and Corporate Strategy, Kwame Nkrumah University of Science and Technology (KNUST) in partial fulfillment for the award of the degree of Master of Business Administration (Strategic Management and Management Consulting Option), Many factors have been accounted for the rising cost of tertiary education financing in Ghana. These factors have affected the accessibility of tertiary education. A solution to the financial austerity in tertiary education is cost sharing which is seen to improve accessibility mostly to the minority who cannot pay for the high fees charged for tertiary education. The major cost sharing policy in Ghana is carried out by the Students' Loan Trust Fund (SLTF) which replaced the previous one operated by SSNIT. The study sought to ascertain whether the SLTF has helped improve access to tertiary education in Ghana using Kwame Nkrumah University of Science and Technology (KNUST) as a case study. Using a systematic random sampling method, 285 students already on the SLTF were sampled and questionnaires were administered to them. Using descriptive statistics to analyze the data, the study revealed that the SLTF has improved access to tertiary education in Ghana. The study further revealed the SLTF is managed well to meet its purpose of enhancing accessibility. The study also found that the amount paid as loan per academic year to students is not enough to meet all the needs of the students. Despite methodological and generality limitations, the findings of the study provided important findings relevant to improving the SLTF in Ghana. As such the study recommended that the loan amount be increased and loans paid on time to help students on the scheme. KNUST 2016-10-03T12:54:46Z 2023-04-20T00:28:00Z 2016-10-03T12:54:46Z 2023-04-20T00:28:00Z November, 2015 Thesis https://ir.knust.edu.gh/handle/123456789/9052 en application/pdf
spellingShingle Alhassan, Sadiq
The effect of the students loan scheme on access to higher education in Ghana: a case of Kwame Nkrumah University of Science and Technology, Kumasi
title The effect of the students loan scheme on access to higher education in Ghana: a case of Kwame Nkrumah University of Science and Technology, Kumasi
title_full The effect of the students loan scheme on access to higher education in Ghana: a case of Kwame Nkrumah University of Science and Technology, Kumasi
title_fullStr The effect of the students loan scheme on access to higher education in Ghana: a case of Kwame Nkrumah University of Science and Technology, Kumasi
title_full_unstemmed The effect of the students loan scheme on access to higher education in Ghana: a case of Kwame Nkrumah University of Science and Technology, Kumasi
title_short The effect of the students loan scheme on access to higher education in Ghana: a case of Kwame Nkrumah University of Science and Technology, Kumasi
title_sort effect of the students loan scheme on access to higher education in ghana a case of kwame nkrumah university of science and technology kumasi
url https://ir.knust.edu.gh/handle/123456789/9052
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