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Analysing the structure and nature of medical scheme benefit design in South Africa
Includes bibliographical references
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| Main Author: | |
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| Other Authors: | |
| Format: | Thesis |
| Language: | English |
| Published: |
Division of Actuarial Science
2016
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| _version_ | 1867613216699318272 |
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| access_status_str | Open Access |
| author | Kaplan, Josh Tana |
| author2 | Ramjee, Shivani |
| author_browse | Kaplan, Josh Tana Ramjee, Shivani |
| author_facet | Ramjee, Shivani Kaplan, Josh Tana |
| author_sort | Kaplan, Josh Tana |
| collection | Thesis |
| description | Includes bibliographical references |
| format | Thesis |
| id | oai:open.uct.ac.za:11427/16692 |
| institution | University of Cape Town (South Africa) |
| language | eng |
| last_indexed | 2026-06-10T12:32:37.404Z |
| license_str | Not specified — see source repository |
| provenance_str_mv | Harvested via OAI-PMH from UCTD — University of Cape Town Open Access Repository |
| publishDate | 2016 |
| publishDateRange | 2016 |
| publishDateSort | 2016 |
| publisher | Division of Actuarial Science |
| publisherStr | Division of Actuarial Science |
| record_format | dspace |
| source_str | UCTD — University of Cape Town Open Access Repository |
| spelling | oai:open.uct.ac.za:11427/16692 Analysing the structure and nature of medical scheme benefit design in South Africa Kaplan, Josh Tana Ramjee, Shivani Actuarial Science South Africa healthcare medical scheme benefit options benefit design affordability Includes bibliographical references This dissertation intends to shed light on open-membership medical scheme benefit design in South Africa. This will be done by analysing the benefit design of 118 benefit options, so as to provide an overview of the structure and nature of the benefit offerings available in the market in 2014. In addition, affordability of these benefit options was analysed in order to identify whether or not there exist connections between the benefits on offer and the price of cover. This paper will argue that at present, the large number of benefit options available in the market, the lack of standardisation between benefit options, together with the mosaic of confusing terminology employed in scheme brochures, creates a highly complex environment that hampers consumer decision making. However, this implicit complexity was found to be necessary owing to the incomplete regulatory environment surrounding medical schemes. The findings of this investigation show that benefit design requires significant attention in order to facilitate equitable access to cover in South Africa. 2016-02-02T14:41:02Z 2016-02-02T14:41:02Z 2015 Master Thesis Masters MPhil http://hdl.handle.net/11427/16692 eng application/pdf Division of Actuarial Science Faculty of Commerce University of Cape Town |
| spellingShingle | Actuarial Science South Africa healthcare medical scheme benefit options benefit design affordability Kaplan, Josh Tana Analysing the structure and nature of medical scheme benefit design in South Africa |
| thesis_degree_str | Master's |
| title | Analysing the structure and nature of medical scheme benefit design in South Africa |
| title_full | Analysing the structure and nature of medical scheme benefit design in South Africa |
| title_fullStr | Analysing the structure and nature of medical scheme benefit design in South Africa |
| title_full_unstemmed | Analysing the structure and nature of medical scheme benefit design in South Africa |
| title_short | Analysing the structure and nature of medical scheme benefit design in South Africa |
| title_sort | analysing the structure and nature of medical scheme benefit design in south africa |
| topic | Actuarial Science South Africa healthcare medical scheme benefit options benefit design affordability |
| url | http://hdl.handle.net/11427/16692 |
| work_keys_str_mv | AT kaplanjoshtana analysingthestructureandnatureofmedicalschemebenefitdesigninsouthafrica |