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The effect of housing micro-finance on household welfare

The affordable housing crisis in South Africa has created a need for better quality and efficient housing alternatives. The aim of this research is to identify how housing microfinance contributes towards improved living conditions and welfare of low-income households through a case study analysis....

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Main Author: Sobukwe-Whyte, Akyere Andiswa
Other Authors: Biekpe, Nicholas
Format: Thesis
Language:English
Published: Research of GSB 2017
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access_status_str Open Access
author Sobukwe-Whyte, Akyere Andiswa
author2 Biekpe, Nicholas
author_browse Biekpe, Nicholas
Sobukwe-Whyte, Akyere Andiswa
author_facet Biekpe, Nicholas
Sobukwe-Whyte, Akyere Andiswa
author_sort Sobukwe-Whyte, Akyere Andiswa
collection Thesis
description The affordable housing crisis in South Africa has created a need for better quality and efficient housing alternatives. The aim of this research is to identify how housing microfinance contributes towards improved living conditions and welfare of low-income households through a case study analysis. Data was collected from employees and beneficiaries of Ikhayalami's loan finance programme using observations, pictures and semi structured individual interviews. Data was analysed for content with the aim of interpreting emerging trends and concepts. The findings reveal a significant positive effect via an increase in community status and housing conditions. If afforded sufficient infrastructure and support – housing microfinance has the potential to grow in scale and move developmental objectives forward.
format Thesis
id oai:open.uct.ac.za:11427/25516
institution University of Cape Town (South Africa)
language eng
last_indexed 2026-06-10T12:31:56.645Z
license_str Not specified — see source repository
provenance_str_mv Harvested via OAI-PMH from UCTD — University of Cape Town Open Access Repository
publishDate 2017
publishDateRange 2017
publishDateSort 2017
publisher Research of GSB
publisherStr Research of GSB
record_format dspace
source_str UCTD — University of Cape Town Open Access Repository
spelling oai:open.uct.ac.za:11427/25516 The effect of housing micro-finance on household welfare Sobukwe-Whyte, Akyere Andiswa Biekpe, Nicholas Marwa, Nyankomo Development Finance The affordable housing crisis in South Africa has created a need for better quality and efficient housing alternatives. The aim of this research is to identify how housing microfinance contributes towards improved living conditions and welfare of low-income households through a case study analysis. Data was collected from employees and beneficiaries of Ikhayalami's loan finance programme using observations, pictures and semi structured individual interviews. Data was analysed for content with the aim of interpreting emerging trends and concepts. The findings reveal a significant positive effect via an increase in community status and housing conditions. If afforded sufficient infrastructure and support – housing microfinance has the potential to grow in scale and move developmental objectives forward. 2017-10-04T14:21:11Z 2017-10-04T14:21:11Z 2017 Master Thesis Masters MCom http://hdl.handle.net/11427/25516 eng application/pdf Research of GSB Faculty of Commerce University of Cape Town
spellingShingle Development Finance
Sobukwe-Whyte, Akyere Andiswa
The effect of housing micro-finance on household welfare
thesis_degree_str Master's
title The effect of housing micro-finance on household welfare
title_full The effect of housing micro-finance on household welfare
title_fullStr The effect of housing micro-finance on household welfare
title_full_unstemmed The effect of housing micro-finance on household welfare
title_short The effect of housing micro-finance on household welfare
title_sort effect of housing micro finance on household welfare
topic Development Finance
url http://hdl.handle.net/11427/25516
work_keys_str_mv AT sobukwewhyteakyereandiswa theeffectofhousingmicrofinanceonhouseholdwelfare
AT sobukwewhyteakyereandiswa effectofhousingmicrofinanceonhouseholdwelfare