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Poverty Reduction through Access to Financial Services in Rural Areas of Namibia: A Case study of Omusati Region
Poverty is one of the leading challenges that stunt economic development in rural areas of Namibia. Several researchers have suggested that poverty is closely related to access to financial services. Despite many interventions that have been proposed to address poverty in Namibia, more efforts still...
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| Format: | Thesis |
| Language: | Eng |
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Graduate School of Business (GSB)
2019
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| _version_ | 1867613157549146113 |
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| access_status_str | Open Access |
| author | Shaninga, Naemi Simaneka |
| author2 | Alhassan, Abdul Latif |
| author_browse | Alhassan, Abdul Latif Shaninga, Naemi Simaneka |
| author_facet | Alhassan, Abdul Latif Shaninga, Naemi Simaneka |
| author_sort | Shaninga, Naemi Simaneka |
| collection | Thesis |
| description | Poverty is one of the leading challenges that stunt economic development in rural areas of Namibia. Several researchers have suggested that poverty is closely related to access to financial services. Despite many interventions that have been proposed to address poverty in Namibia, more efforts still need to be made to reduce poverty. Poverty rate is still high especially in rural areas. High employment rates, low level of education and inadequate financial institutions are some of the determinants of poverty in Namibia. This study investigated how accessibility to financial services is linked to poverty alleviation in rural areas of Namibia with a special focus on two villages; Onheleiwa and Onelago in Omusati Region by sampling fifty respondents from each village. There are several requirements which are needed by the rural poor to have access to financial services such as educational qualifications, fixed payslips, collateral and business plan were identified as obstacles that hinder access to financial services in rural areas. As a result of these factors, majority of the respondents revealed that they do not meet the requirements to access financial services from institutions such as banks for enterprise innovations. Consequently, poverty remains a serious concern. |
| format | Thesis |
| id | oai:open.uct.ac.za:11427/30582 |
| institution | University of Cape Town (South Africa) |
| language | Eng |
| last_indexed | 2026-06-10T12:31:41.113Z |
| license_str | Not specified — see source repository |
| provenance_str_mv | Harvested via OAI-PMH from UCTD — University of Cape Town Open Access Repository |
| publishDate | 2019 |
| publishDateRange | 2019 |
| publishDateSort | 2019 |
| publisher | Graduate School of Business (GSB) |
| publisherStr | Graduate School of Business (GSB) |
| record_format | dspace |
| source_str | UCTD — University of Cape Town Open Access Repository |
| spelling | oai:open.uct.ac.za:11427/30582 Poverty Reduction through Access to Financial Services in Rural Areas of Namibia: A Case study of Omusati Region Shaninga, Naemi Simaneka Alhassan, Abdul Latif Rogers, Steven Poverty is one of the leading challenges that stunt economic development in rural areas of Namibia. Several researchers have suggested that poverty is closely related to access to financial services. Despite many interventions that have been proposed to address poverty in Namibia, more efforts still need to be made to reduce poverty. Poverty rate is still high especially in rural areas. High employment rates, low level of education and inadequate financial institutions are some of the determinants of poverty in Namibia. This study investigated how accessibility to financial services is linked to poverty alleviation in rural areas of Namibia with a special focus on two villages; Onheleiwa and Onelago in Omusati Region by sampling fifty respondents from each village. There are several requirements which are needed by the rural poor to have access to financial services such as educational qualifications, fixed payslips, collateral and business plan were identified as obstacles that hinder access to financial services in rural areas. As a result of these factors, majority of the respondents revealed that they do not meet the requirements to access financial services from institutions such as banks for enterprise innovations. Consequently, poverty remains a serious concern. 2019-10-16T09:25:18Z 2019-10-16T09:25:18Z 2019 2019-10-16T07:13:33Z Master Thesis Masters MCom (Development Finance) http://hdl.handle.net/11427/30582 Eng application/pdf Graduate School of Business (GSB) Faculty of Commerce |
| spellingShingle | Shaninga, Naemi Simaneka Poverty Reduction through Access to Financial Services in Rural Areas of Namibia: A Case study of Omusati Region |
| thesis_degree_str | Master's |
| title | Poverty Reduction through Access to Financial Services in Rural Areas of Namibia: A Case study of Omusati Region |
| title_full | Poverty Reduction through Access to Financial Services in Rural Areas of Namibia: A Case study of Omusati Region |
| title_fullStr | Poverty Reduction through Access to Financial Services in Rural Areas of Namibia: A Case study of Omusati Region |
| title_full_unstemmed | Poverty Reduction through Access to Financial Services in Rural Areas of Namibia: A Case study of Omusati Region |
| title_short | Poverty Reduction through Access to Financial Services in Rural Areas of Namibia: A Case study of Omusati Region |
| title_sort | poverty reduction through access to financial services in rural areas of namibia a case study of omusati region |
| url | http://hdl.handle.net/11427/30582 |
| work_keys_str_mv | AT shaninganaemisimaneka povertyreductionthroughaccesstofinancialservicesinruralareasofnamibiaacasestudyofomusatiregion |