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The relationship between financial inclusion and entrepreneurship among South African women
In South Africa, women have historically faced multifaceted challenges in accessing financial resources, starting and growing businesses, and achieving economic independence. These challenges have contributed to persisting gender disparities in their economic participation. Given the potential for i...
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| Format: | Thesis |
| Language: | English English |
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Department of Finance and Tax
2025
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| _version_ | 1867614056807923712 |
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| access_status_str | Open Access |
| author | Khoza, Maximillan |
| author2 | Brijlal, Pradeep |
| author_browse | Brijlal, Pradeep Khoza, Maximillan |
| author_facet | Brijlal, Pradeep Khoza, Maximillan |
| author_sort | Khoza, Maximillan |
| collection | Thesis |
| description | In South Africa, women have historically faced multifaceted challenges in accessing financial resources, starting and growing businesses, and achieving economic independence. These challenges have contributed to persisting gender disparities in their economic participation. Given the potential for inclusive financial practices to bridge gender disparities, this study examines women's entrepreneurship to generate practical recommendations for policymakers and practitioners. Secondary quantitative data from the World Bank's Global Findex Database was used, and various statistical methodologies, including correlation and regression analysis, were applied. The nature and strength of the relationships between financial inclusion and entrepreneurship among South African women were analysed to understand the impact of financial inclusion on women's entrepreneurship and the determinants and barriers affecting South African women's entrepreneurial engagement. The findings highlighted a positive correlation between women's entrepreneurial engagement and financial inclusion, implying that the latter can enable the participation of women in entrepreneurial activities. Findings also suggested that there has been a steady increase in women's involvement in savings, investments, and entrepreneurial ventures over time. These findings confirm the significant potential for financial inclusion to empower women economically and facilitate greater participation in entrepreneurship. Policymakers and practitioners can use the insights from this study to develop targeted initiatives and interventions aimed at enhancing financial inclusion and, by extension, empowering women economically. |
| format | Thesis |
| id | oai:open.uct.ac.za:11427/40982 |
| institution | University of Cape Town (South Africa) |
| language | English eng |
| last_indexed | 2026-06-10T12:45:58.936Z |
| license_str | Not specified — see source repository |
| provenance_str_mv | Harvested via OAI-PMH from UCTD — University of Cape Town Open Access Repository |
| publishDate | 2025 |
| publishDateRange | 2025 |
| publishDateSort | 2025 |
| publisher | Department of Finance and Tax |
| publisherStr | Department of Finance and Tax |
| record_format | dspace |
| source_str | UCTD — University of Cape Town Open Access Repository |
| spelling | oai:open.uct.ac.za:11427/40982 The relationship between financial inclusion and entrepreneurship among South African women Khoza, Maximillan Brijlal, Pradeep South Africa financial inclusion women's entrepreneurship correlation analysis regression analysis In South Africa, women have historically faced multifaceted challenges in accessing financial resources, starting and growing businesses, and achieving economic independence. These challenges have contributed to persisting gender disparities in their economic participation. Given the potential for inclusive financial practices to bridge gender disparities, this study examines women's entrepreneurship to generate practical recommendations for policymakers and practitioners. Secondary quantitative data from the World Bank's Global Findex Database was used, and various statistical methodologies, including correlation and regression analysis, were applied. The nature and strength of the relationships between financial inclusion and entrepreneurship among South African women were analysed to understand the impact of financial inclusion on women's entrepreneurship and the determinants and barriers affecting South African women's entrepreneurial engagement. The findings highlighted a positive correlation between women's entrepreneurial engagement and financial inclusion, implying that the latter can enable the participation of women in entrepreneurial activities. Findings also suggested that there has been a steady increase in women's involvement in savings, investments, and entrepreneurial ventures over time. These findings confirm the significant potential for financial inclusion to empower women economically and facilitate greater participation in entrepreneurship. Policymakers and practitioners can use the insights from this study to develop targeted initiatives and interventions aimed at enhancing financial inclusion and, by extension, empowering women economically. 2025-02-18T12:28:16Z 2025-02-18T12:28:16Z 2024 2025-02-18T12:24:09Z Thesis / Dissertation Masters MCom http://hdl.handle.net/11427/40982 en eng application/pdf Department of Finance and Tax Faculty of Commerce University of Cape Town |
| spellingShingle | South Africa financial inclusion women's entrepreneurship correlation analysis regression analysis Khoza, Maximillan The relationship between financial inclusion and entrepreneurship among South African women |
| thesis_degree_str | Master's |
| title | The relationship between financial inclusion and entrepreneurship among South African women |
| title_full | The relationship between financial inclusion and entrepreneurship among South African women |
| title_fullStr | The relationship between financial inclusion and entrepreneurship among South African women |
| title_full_unstemmed | The relationship between financial inclusion and entrepreneurship among South African women |
| title_short | The relationship between financial inclusion and entrepreneurship among South African women |
| title_sort | relationship between financial inclusion and entrepreneurship among south african women |
| topic | South Africa financial inclusion women's entrepreneurship correlation analysis regression analysis |
| url | http://hdl.handle.net/11427/40982 |
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