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Economic consequences for households of illness and of paying health care in Zimbabwe: A case study

Includes bibliographical references.

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Bibliographic Details
Main Author: Maredza, Mandy
Other Authors: Okorafor, Okore
Format: Thesis
Language:English
Published: Health Economics Unit 2014
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access_status_str Open Access
author Maredza, Mandy
author2 Okorafor, Okore
author_browse Maredza, Mandy
Okorafor, Okore
author_facet Okorafor, Okore
Maredza, Mandy
author_sort Maredza, Mandy
collection Thesis
description Includes bibliographical references.
format Thesis
id oai:open.uct.ac.za:11427/9397
institution University of Cape Town (South Africa)
language eng
last_indexed 2026-06-10T12:32:50.328Z
license_str Not specified — see source repository
provenance_str_mv Harvested via OAI-PMH from UCTD — University of Cape Town Open Access Repository
publishDate 2014
publishDateRange 2014
publishDateSort 2014
publisher Health Economics Unit
publisherStr Health Economics Unit
record_format dspace
source_str UCTD — University of Cape Town Open Access Repository
spelling oai:open.uct.ac.za:11427/9397 Economic consequences for households of illness and of paying health care in Zimbabwe: A case study Maredza, Mandy Okorafor, Okore Health Economics Includes bibliographical references. This study investigates the economic consequences of illness and of paying for health care in Zimbabwe. It explores the incidence of out-of-pocket (OOP) payments, catastrophic health expenditure (CHE), impoverishment and the factors, (particularly socio-economic factors) associated with them. In addition, this study determines the strategies that households employ to cope with the financial burden of OOP payments in Zimbabwe. Data was collected from 499 households in Harare urban and Seke rural districts of Zimbabwe. Total monthly household OOP health expenditure was defined as 'catastrophic' if it exceeded the threshold level of 40% of a household's monthly capacity to pay. Logistic regression analysis was used to identify the factors that influence the incidence of CHEs. A non-poor household was impoverished by OOP health expenditure if its total household expenditure after deducting OOP payments was lower than the subsistence expenditure. The results of this study indicated that, the incidence of CHEs was very high amongst the study population. Households at all levels of wealth incurred catastrophic health expenditures, and the proportion of households incurring CHEs was similar across the asset quintiles. Out-of-pocket payments precipitated impoverishment of non-poor households. Poor households, households with members above 65 years, female headed households, households with member(s) suffering from chronic illness and households with greater use of health services were at higher risk of incurring CHEs. On the contrary, households with a disabled member were less likely to incur CHEs. Besides 'avoiding seeking care', selling of assets and borrowing were the 2 most popular strategies used to cope with OOP health care payments. An analysis of these results suggests that, targeted exemption of vulnerable households, as well as provision of subsidised health services could reduce the economic impact of illness on households. The results of this study also point out to the need for strengthening risk pooling mechanisms through the implementation of community based health insurance schemes and enhancing tax collection. In addition, other strategies that extend beyond the health sector such as economic empowerment of women could be effective in mitigating the economic impact of illness amongst female headed households in Zimbabwe. 2014-11-08T14:30:43Z 2014-11-08T14:30:43Z 2009 Master Thesis Masters MPH http://hdl.handle.net/11427/9397 eng application/pdf Health Economics Unit Faculty of Health Sciences University of Cape Town
spellingShingle Health Economics
Maredza, Mandy
Economic consequences for households of illness and of paying health care in Zimbabwe: A case study
thesis_degree_str Master's
title Economic consequences for households of illness and of paying health care in Zimbabwe: A case study
title_full Economic consequences for households of illness and of paying health care in Zimbabwe: A case study
title_fullStr Economic consequences for households of illness and of paying health care in Zimbabwe: A case study
title_full_unstemmed Economic consequences for households of illness and of paying health care in Zimbabwe: A case study
title_short Economic consequences for households of illness and of paying health care in Zimbabwe: A case study
title_sort economic consequences for households of illness and of paying health care in zimbabwe a case study
topic Health Economics
url http://hdl.handle.net/11427/9397
work_keys_str_mv AT maredzamandy economicconsequencesforhouseholdsofillnessandofpayinghealthcareinzimbabweacasestudy