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"Determinants of access to microcredit in Ijebu - ode local government area of Ogun state, nigeria "
Microcredit is an important input for enhanced productivity, employment and income generation among small and medium scale enterprises. Using stratified random sampling procedure; data were collected from 140 respondents in ljebu-Ode Local Government Area of Ogun state on the determinants of access...
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| Published: |
2006
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| Summary: | Microcredit is an important input for enhanced productivity, employment and income generation among small and medium scale enterprises. Using stratified random sampling procedure; data were collected from 140 respondents in ljebu-Ode Local Government Area of Ogun state on the determinants of access to microcredit. The data were analysed with the aid of logistic regression analysis. The study reveals that being a male, having higher level of education, owning assets as well as generating income enhanced the log-likelihood of accessing credit. Thus, suggesting that these variables are key in improving access to microcredit in the area. |
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