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Treating customers fairly : Group Life Insurance in South African Law

Dissertation (LLM (Insurance Law and Governance))--University of Pretoria, 2024.

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Other Authors: Grove, N.J.
Format: Thesis
Language:English
Published: University of Pretoria 2025
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access_status_str Open Access
author2 Grove, N.J.
author_browse Grove, N.J.
author_facet Grove, N.J.
collection Thesis
dc_rights_str_mv © 2023 University of Pretoria. All rights reserved. The copyright in this work vests in the University of Pretoria. No part of this work may be reproduced or transmitted in any form or by any means, without the prior written permission of the University of Pretoria.
description Dissertation (LLM (Insurance Law and Governance))--University of Pretoria, 2024.
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institution University of Pretoria (South Africa)
language English
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license_str Other — see source repository
provenance_str_mv Harvested via OAI-PMH from UPSpace — University of Pretoria Institutional Repository
publishDate 2025
publishDateRange 2025
publishDateSort 2025
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spelling oai:repository.up.ac.za:2263/100619 Treating customers fairly : Group Life Insurance in South African Law Grove, N.J. u17137676@tuks.co.za Johnson, Crystal Mary UCTD Sustainable Development Goals (SDGs) Canadian Insurance Law South African Law Insurance law Group Life Insurance Treating customers fairly (TCF) Dissertation (LLM (Insurance Law and Governance))--University of Pretoria, 2024. This dissertation explores how employees in South Africa who have group life insurance schemes are protected by the law. Unlike individual life insurance, where the insured person is the policyholder, group life insurance involves a contract between the employer and the insurer, with employees as the beneficiaries. This unique arrangement often leaves employees, who are the most vulnerable party, inadequately protected under existing laws. Having seen firsthand the complexities of insurance contracts and the potential gaps in employee coverage, I was motivated to explore how South Africa’s fragmented insurance regulations impact the fairness and security of group life policies. The current legal landscape in South Africa is assessed, focusing on whether the regulatory measures in place offer sufficient safeguards for employees. I also compare South African laws with those in Canada, which has made significant strides toward prioritizing consumer protection and fairness, especially in the realm of group life insurance. The research addresses three key questions: the benefits of group life insurance, the regulatory protections in South Africa, and how Canadian legal frameworks might inform potential improvements in South African law. Mercantile Law LLM (Insurance Law and Governance) Unrestricted Faculty of Laws SDG-08: Decent work and economic growth 2025-02-07T10:26:47Z 2025-02-07T10:26:47Z 2025 2024-10 Mini Dissertation * A2025 http://hdl.handle.net/2263/100619 https://doi.org/10.25403/UPresearchdata.28016051 en © 2023 University of Pretoria. All rights reserved. The copyright in this work vests in the University of Pretoria. No part of this work may be reproduced or transmitted in any form or by any means, without the prior written permission of the University of Pretoria. application/pdf University of Pretoria
spellingShingle UCTD
Sustainable Development Goals (SDGs)
Canadian Insurance Law
South African Law
Insurance law
Group Life Insurance
Treating customers fairly (TCF)
Treating customers fairly : Group Life Insurance in South African Law
title Treating customers fairly : Group Life Insurance in South African Law
title_full Treating customers fairly : Group Life Insurance in South African Law
title_fullStr Treating customers fairly : Group Life Insurance in South African Law
title_full_unstemmed Treating customers fairly : Group Life Insurance in South African Law
title_short Treating customers fairly : Group Life Insurance in South African Law
title_sort treating customers fairly group life insurance in south african law
topic UCTD
Sustainable Development Goals (SDGs)
Canadian Insurance Law
South African Law
Insurance law
Group Life Insurance
Treating customers fairly (TCF)
url http://hdl.handle.net/2263/100619
https://doi.org/10.25403/UPresearchdata.28016051