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Measuring financial inclusion : a structured literature review

Mini Dissertation (MPhil (Evidence Based Management))--University of Pretoria, 2024.

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Other Authors: Magwegwe, Frank
Format: Thesis
Language:English
Published: University of Pretoria 2025
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access_status_str Open Access
author2 Magwegwe, Frank
author_browse Magwegwe, Frank
author_facet Magwegwe, Frank
collection Thesis
dc_rights_str_mv © 2024 University of Pretoria. All rights reserved. The copyright in this work vests in the University of Pretoria. No part of this work may be reproduced or transmitted in any form or by any means, without the prior written permission of the University of Pretoria.
description Mini Dissertation (MPhil (Evidence Based Management))--University of Pretoria, 2024.
format Thesis
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institution University of Pretoria (South Africa)
language English
last_indexed 2026-06-10T12:36:43.949Z
license_str Other — see source repository
provenance_str_mv Harvested via OAI-PMH from UPSpace — University of Pretoria Institutional Repository
publishDate 2025
publishDateRange 2025
publishDateSort 2025
publisher University of Pretoria
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spelling oai:repository.up.ac.za:2263/101829 Measuring financial inclusion : a structured literature review Magwegwe, Frank ichelp@gibs.co.za Mzamo, Metron Luleka UCTD Financial Inclusion Financial Inclusion Measurement Financial Exclusion Index of Financial Inclusion Mini Dissertation (MPhil (Evidence Based Management))--University of Pretoria, 2024. The importance of financial inclusion is undisputed, and the effects of financially included societies are well documented. However, a gap remains in a unified definition and global measurements of financial inclusion. Measurement is key to understanding financial inclusion and identifying opportunities to remove barriers that may be preventing people from using financial services. This study aims to review and consolidate the literature on financial inclusion measurements. Measurement is key to understanding financial inclusion and identifying opportunities to expand it, especially in excluded contexts like underdeveloped regions. It is important, therefore, to conduct a literature review to understand current measurements of financial inclusion, the themes, and the theories that researchers have used in previous studies to help identify any possible gaps that can further improve understanding to inform future studies, policy direction that will impact social and economic outcomes. Methodology: This research paper follows a qualitative structured literature review approach with the hope of producing a transparent and reproducible review. Findings: The review shows that current measurements of financial inclusion are not applicable to all contents and there is need for new inclusive definitions and measurements, and there is need for a definition that is inclusive for developed and underdeveloped nations. Limitations: For an SLR on a topic of this magnitude, this research would have benefited from having two reviewers of the articles. Articles that include poor contexts are seen in non-ranked journals and conference papers; there is a need inclusion of these contexts in more mainstream highly ranked publications. Contributions: The study contributes to knowledge through the identification of gaps in literature on perspectives from underdeveloped countries. There is also the identification of the need for new inclusive measurement that will look at including women and digital financial inclusion measurements. Gordon Institute of Business Science (GIBS) MPhil (Evidence Based Management) Unrestricted Gordon Institute of Business Science (GIBS) SDG-01:No poverty SDG-08:Decent work and economic growth SDG-10:Reduces inequalities 2025-04-02T06:47:08Z 2025-04-02T06:47:08Z 2025-05-05 2024-11 Mini Dissertation * A2025 http://hdl.handle.net/2263/101829 en © 2024 University of Pretoria. All rights reserved. The copyright in this work vests in the University of Pretoria. No part of this work may be reproduced or transmitted in any form or by any means, without the prior written permission of the University of Pretoria. application/pdf University of Pretoria
spellingShingle UCTD
Financial Inclusion
Financial Inclusion Measurement
Financial Exclusion
Index of Financial Inclusion
Measuring financial inclusion : a structured literature review
title Measuring financial inclusion : a structured literature review
title_full Measuring financial inclusion : a structured literature review
title_fullStr Measuring financial inclusion : a structured literature review
title_full_unstemmed Measuring financial inclusion : a structured literature review
title_short Measuring financial inclusion : a structured literature review
title_sort measuring financial inclusion a structured literature review
topic UCTD
Financial Inclusion
Financial Inclusion Measurement
Financial Exclusion
Index of Financial Inclusion
url http://hdl.handle.net/2263/101829