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The interpretation of insurance contracts in South African and English law

Dissertation (LLM (Insurance and Corporate Governance))--University of Pretoria, 2024.

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Other Authors: Grove, N.J.
Format: Thesis
Language:English
Published: University of Pretoria 2025
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access_status_str Open Access
author2 Grove, N.J.
author_browse Grove, N.J.
author_facet Grove, N.J.
collection Thesis
dc_rights_str_mv © 2024 University of Pretoria. All rights reserved. The copyright in this work vests in the University of Pretoria. No part of this work may be reproduced or transmitted in any form or by any means, without the prior written permission of the University of Pretoria.
description Dissertation (LLM (Insurance and Corporate Governance))--University of Pretoria, 2024.
format Thesis
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institution University of Pretoria (South Africa)
language English
last_indexed 2026-06-10T12:37:47.729Z
license_str Other — see source repository
provenance_str_mv Harvested via OAI-PMH from UPSpace — University of Pretoria Institutional Repository
publishDate 2025
publishDateRange 2025
publishDateSort 2025
publisher University of Pretoria
publisherStr University of Pretoria
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source_str UPSpace — University of Pretoria Institutional Repository
spelling oai:repository.up.ac.za:2263/103167 The interpretation of insurance contracts in South African and English law Grove, N.J. jmitchley7@gmail.com Mitchley, Justine UCTD Contractual Interpretation South African law English law Insurance contracts Common law principles Policy wording COVID-19 lockdowns Legal framework Dissertation (LLM (Insurance and Corporate Governance))--University of Pretoria, 2024. The principles relevant to contract interpretation concerning South African law experienced substantial development. Although a contract of insurance is subject to the general law of contract, the insurance industry in South Africa has become highly regulated, resulting in additional duties and obligations enforced against insurers. Conversely, contracts are not governed by statute but by the common law. South African common law is primarily based on Roman Dutch law, but South African law has also been significantly influenced by English law, especially in areas such as procedure, evidence, company law, and insurance. To this day, English law decisions are persuasive to the South African courts, and the principles of the English law of insurance profoundly influence South African insurance law. This research considers the fundamental principles of interpreting a commercial contract in South Africa, how an insurance agreement will be interpreted under South African law, and the differences and similarities between interpreting a commercial contract and a contract of insurance. Since South African common law has been influenced by English law, this study also considers the position regarding interpreting an insurance agreement under English law and the differences and similarities between interpreting an insurance agreement under South African law and English law. Mercantile Law LLM (Insurance and Corporate Governance) Unrestricted Faculty of Laws 2025-07-03T12:33:43Z 2025-07-03T12:33:43Z 2025-09 2024-12 Mini Dissertation * S2025 http://hdl.handle.net/2263/103167 Disclaimer letter en © 2024 University of Pretoria. All rights reserved. The copyright in this work vests in the University of Pretoria. No part of this work may be reproduced or transmitted in any form or by any means, without the prior written permission of the University of Pretoria. application/pdf University of Pretoria
spellingShingle UCTD
Contractual Interpretation
South African law
English law
Insurance contracts
Common law principles
Policy wording
COVID-19 lockdowns
Legal framework
The interpretation of insurance contracts in South African and English law
title The interpretation of insurance contracts in South African and English law
title_full The interpretation of insurance contracts in South African and English law
title_fullStr The interpretation of insurance contracts in South African and English law
title_full_unstemmed The interpretation of insurance contracts in South African and English law
title_short The interpretation of insurance contracts in South African and English law
title_sort interpretation of insurance contracts in south african and english law
topic UCTD
Contractual Interpretation
South African law
English law
Insurance contracts
Common law principles
Policy wording
COVID-19 lockdowns
Legal framework
url http://hdl.handle.net/2263/103167