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The experience of small medium, and micro- enterprises (SMMEs) owners in improving opportunities through the adoption of Fintech services
Mini Dissertation (MPhil (Corporate Strategy))--University of Pretoria, 2025.
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| Format: | Thesis |
| Language: | English |
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University of Pretoria
2026
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| _version_ | 1867613545131147264 |
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| access_status_str | Open Access |
| author2 | Bogie, Jill |
| author_browse | Bogie, Jill |
| author_facet | Bogie, Jill |
| collection | Thesis |
| dc_rights_str_mv | © 2025 University of Pretoria. All rights reserved. The copyright in this work vests in the University of Pretoria. No part of this work may be reproduced or transmitted in any form or by any means, without the prior written permission of the University of Pretoria. |
| description | Mini Dissertation (MPhil (Corporate Strategy))--University of Pretoria, 2025. |
| format | Thesis |
| id | oai:repository.up.ac.za:2263/109221 |
| institution | University of Pretoria (South Africa) |
| language | English |
| last_indexed | 2026-06-10T12:37:50.718Z |
| license_str | Other — see source repository |
| provenance_str_mv | Harvested via OAI-PMH from UPSpace — University of Pretoria Institutional Repository |
| publishDate | 2026 |
| publishDateRange | 2026 |
| publishDateSort | 2026 |
| publisher | University of Pretoria |
| publisherStr | University of Pretoria |
| record_format | dspace |
| source_str | UPSpace — University of Pretoria Institutional Repository |
| spelling | oai:repository.up.ac.za:2263/109221 The experience of small medium, and micro- enterprises (SMMEs) owners in improving opportunities through the adoption of Fintech services Bogie, Jill ichelp@gibs.co.za Makhunga, Nozuko UCTD Access to credit Fintech services SMMEs Micro enterprises Operational effiencies Mini Dissertation (MPhil (Corporate Strategy))--University of Pretoria, 2025. Many small medium, and micro enterprises (SMMEs) owners do not have a rich credit history to build credibility, and they do not have sufficient collateral for security to be considered by the financial institutions and therefore leads to these businesses to be regarded as high-risk borrowers. Furthermore the lack of pro-activeness and decisive measures from the financial institutions to solution the challenge of the SMMEs to access credit , delays the growth in the economy. The objective of the study is to explore how do the SMMEs owners understand and experience the adoption of Fintech service to improve financial opportunities. The purpose is to develop new insights that could be recommended to the financial institutions and government agencies to provide solution to access to credit, operational efficiency, that are offered by Fintech services. The research design for the study is explorative in nature. The study makes contributions through the conceptual framework where the additions and refinements to the body of knowledge were presented. Gordon Institute of Business Science (GIBS) MPhil (Corporate Strategy) Unrestricted Gordon Institute of Business Science (GIBS) SDG-08: Decent work and economic growth 2026-03-23T09:42:50Z 2026-03-23T09:42:50Z 2026-05-05 2025 Mini Dissertation * A2025 http://hdl.handle.net/2263/109221 en © 2025 University of Pretoria. All rights reserved. The copyright in this work vests in the University of Pretoria. No part of this work may be reproduced or transmitted in any form or by any means, without the prior written permission of the University of Pretoria. application/pdf University of Pretoria |
| spellingShingle | UCTD Access to credit Fintech services SMMEs Micro enterprises Operational effiencies The experience of small medium, and micro- enterprises (SMMEs) owners in improving opportunities through the adoption of Fintech services |
| title | The experience of small medium, and micro- enterprises (SMMEs) owners in improving opportunities through the adoption of Fintech services |
| title_full | The experience of small medium, and micro- enterprises (SMMEs) owners in improving opportunities through the adoption of Fintech services |
| title_fullStr | The experience of small medium, and micro- enterprises (SMMEs) owners in improving opportunities through the adoption of Fintech services |
| title_full_unstemmed | The experience of small medium, and micro- enterprises (SMMEs) owners in improving opportunities through the adoption of Fintech services |
| title_short | The experience of small medium, and micro- enterprises (SMMEs) owners in improving opportunities through the adoption of Fintech services |
| title_sort | experience of small medium and micro enterprises smmes owners in improving opportunities through the adoption of fintech services |
| topic | UCTD Access to credit Fintech services SMMEs Micro enterprises Operational effiencies |
| url | http://hdl.handle.net/2263/109221 |