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Impact of HIV/ AIDS on the retail banking market
Dissertation (MBA)--University of Pretoria, 2010.
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University of Pretoria
2013
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| _version_ | 1867613455016525824 |
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| access_status_str | Open Access |
| author2 | Wocke, Albert |
| author_browse | Wocke, Albert |
| author_facet | Wocke, Albert |
| collection | Thesis |
| dc_rights_str_mv | © 2002 University of Pretoria. All rights reserved. The copyright in this work vests in the University of Pretoria. No part of this work may be reproduced or transmitted in any form or by any means, without the prior written permission of the University of Pretoria |
| description | Dissertation (MBA)--University of Pretoria, 2010. |
| format | Thesis |
| id | oai:repository.up.ac.za:2263/23447 |
| institution | University of Pretoria (South Africa) |
| last_indexed | 2026-06-10T12:36:24.683Z |
| license_str | Other — see source repository |
| provenance_str_mv | Harvested via OAI-PMH from UPSpace — University of Pretoria Institutional Repository |
| publishDate | 2013 |
| publishDateRange | 2013 |
| publishDateSort | 2013 |
| publisher | University of Pretoria |
| publisherStr | University of Pretoria |
| record_format | dspace |
| source_str | UPSpace — University of Pretoria Institutional Repository |
| spelling | oai:repository.up.ac.za:2263/23447 Impact of HIV/ AIDS on the retail banking market Wocke, Albert upetd@up.ac.za Moodley, Vasagi Nalini UCTD Economic aspects Retail banking Aids Dissertation (MBA)--University of Pretoria, 2010. The South African business environment is challenged by the increasing prevalence of HIV/AIDS amongst people that constitutes the market place. While all organisations will feel the impact, consumer oriented businesses are directly and more immediately affected. The key driver for growth in the retail-banking sector is the increase in transactional volume underpinned by a growing customer base.The study examined perceptions amongst senior managers in retail-banking business units at the four major banks. A different, but similar, set of questions was posed to professional service providers that had a good knowledge of retail banking. The responses to the questionnaires were analysed to extract the understanding of the extent and nature of the impact of HIV/AIDS on the retail banking market as well as to identify the differences in perceptions with respect to the Home Loans, Credit Card and Asset Finance business units.There was unanimous belief that HIV/AIDS will impact on retail banking. There was a perception that the Home Loan business unit was likely to be most impacted with the Asset Finance business unit being least affected. It was felt that payment defaulting resulting from an increased healthcare cost in households with HIV positive individuals will first affect Credit Cards, then Asset Finance and lastly Home Loans as people are not likely to give up the roof over their heads. Gordon Institute of Business Science (GIBS) unrestricted 2013-09-06T15:20:16Z 2010-06-17 2013-09-06T15:20:16Z 2003-04-01 2010-06-17 2010-03-24 Dissertation Moodley, VN 2002, Impact of HIV/AIDS on the retail banking market, MBA dissertation, University of Pretoria, Pretoria, viewed yymmdd < http://hdl.handle.net/2263/23447 > G10/161/ag http://hdl.handle.net/2263/23447 http://upetd.up.ac.za/thesis/available/etd-03242010-120345/ © 2002 University of Pretoria. All rights reserved. The copyright in this work vests in the University of Pretoria. No part of this work may be reproduced or transmitted in any form or by any means, without the prior written permission of the University of Pretoria application/pdf University of Pretoria |
| spellingShingle | UCTD Economic aspects Retail banking Aids Impact of HIV/ AIDS on the retail banking market |
| title | Impact of HIV/ AIDS on the retail banking market |
| title_full | Impact of HIV/ AIDS on the retail banking market |
| title_fullStr | Impact of HIV/ AIDS on the retail banking market |
| title_full_unstemmed | Impact of HIV/ AIDS on the retail banking market |
| title_short | Impact of HIV/ AIDS on the retail banking market |
| title_sort | impact of hiv aids on the retail banking market |
| topic | UCTD Economic aspects Retail banking Aids |
| url | http://hdl.handle.net/2263/23447 http://upetd.up.ac.za/thesis/available/etd-03242010-120345/ |