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Banking Swaziland's unbanked

Dissertation (MCom)--University of Pretoria, 2008.

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Other Authors: Strydom, Ian
Format: Thesis
Published: University of Pretoria 2013
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access_status_str Open Access
author2 Strydom, Ian
author_browse Strydom, Ian
author_facet Strydom, Ian
collection Thesis
dc_rights_str_mv ©University of Pretoria 2008 C101/
description Dissertation (MCom)--University of Pretoria, 2008.
format Thesis
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institution University of Pretoria (South Africa)
last_indexed 2026-06-10T12:37:03.713Z
license_str Other — see source repository
provenance_str_mv Harvested via OAI-PMH from UPSpace — University of Pretoria Institutional Repository
publishDate 2013
publishDateRange 2013
publishDateSort 2013
publisher University of Pretoria
publisherStr University of Pretoria
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spelling oai:repository.up.ac.za:2263/27270 Banking Swaziland's unbanked Strydom, Ian kevin.thring@undp.org Thring, Kevin Conrad Change Swazi society Smart cards Social system Banking unbanked UCTD Dissertation (MCom)--University of Pretoria, 2008. The attention of information, communications, and technology (ICT) designers, developers, implementers, consultants, and venture capitalists, in the banking arena, has been focused on the corporate sector and on the commercial and corporate applications of ICT. Banking technology usage such as those by lower-income communities, have been marginalised and largely left unattended. During the past five years, activities, behaviours, and attitudes of the financial services industry increased, in favour of the under-serviced mass market. Global growth of electronic payment banking systems and usage has brought about a considerable amount of technological advancement. The low-income market has become a subject of interest by ICT solution providers, banks and credit-offering incumbents , academics, government, and alternative non-banks and non-governmental organisations (NGO’s). Despite the global increase in interest and technology usage, the inability to act on the augment, within the borders of Swaziland, is the primal focus of this research. Swaziland’s mass market can be transformed and banked through the proper deployment of ICTs. The ability to bank the un-banked, in viewing ICT as the enabler of the small society along with its various communities; those excluded because of cultural and educational restrictions; physical location and low income constraints; the disabled etc., can be achieved. This dissertation investigates and analyses the present situation of banking in Swaziland, the related entities involved, and attempts to formulate an appropriate strategy for the successful implementation of a suitable banking solution in the Swazi context. This includes the recognition that access, to any ICT, in itself is insufficient, and illustrates, through the use of community informatics (CI), systems theory, change management theory, and the essential pre-study towards the utilisation of ICT deployed on a grand scale. Informatics unrestricted 2013-09-07T11:04:58Z 2008-08-15 2013-09-07T11:04:58Z 2008-09-30 2008-08-15 2008-08-15 Dissertation 2008 C101/eo http://hdl.handle.net/2263/27270 http://upetd.up.ac.za/thesis/available/etd-08152008-101226/ ©University of Pretoria 2008 C101/ application/pdf University of Pretoria
spellingShingle Change
Swazi society
Smart cards
Social system
Banking unbanked
UCTD
Banking Swaziland's unbanked
title Banking Swaziland's unbanked
title_full Banking Swaziland's unbanked
title_fullStr Banking Swaziland's unbanked
title_full_unstemmed Banking Swaziland's unbanked
title_short Banking Swaziland's unbanked
title_sort banking swaziland s unbanked
topic Change
Swazi society
Smart cards
Social system
Banking unbanked
UCTD
url http://hdl.handle.net/2263/27270
http://upetd.up.ac.za/thesis/available/etd-08152008-101226/