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The Impact of Unsecured Lending on the Financial Wellbeing of Consumers.

Dissertation (MBA)--University of Pretoria, 2013.

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Other Authors: Moyo, Solomon
Format: Thesis
Language:English
Published: University of Pretoria 2014
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access_status_str Open Access
author2 Moyo, Solomon
author_browse Moyo, Solomon
author_facet Moyo, Solomon
collection Thesis
dc_rights_str_mv © 2013 University of Pretoria. All rights reserved. The copyright in this work vests in the University of Pretoria. No part of this work may be reproduced or transmitted in any form or by any means, without the prior written permission of the University of Pretoria.
description Dissertation (MBA)--University of Pretoria, 2013.
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institution University of Pretoria (South Africa)
language English
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license_str Other — see source repository
provenance_str_mv Harvested via OAI-PMH from UPSpace — University of Pretoria Institutional Repository
publishDate 2014
publishDateRange 2014
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publisher University of Pretoria
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spelling oai:repository.up.ac.za:2263/39738 The Impact of Unsecured Lending on the Financial Wellbeing of Consumers. Moyo, Solomon Rom, Raphael Bankruptcy Financial Wellbeing Dissertation (MBA)--University of Pretoria, 2013. Improving access and building inclusive financial systems is not just a goal but also a necessity for economies at every level of development. Unsecured lending was first introduced with the intention of addressing society's ills yet recent violence experienced at the Marikana mines in Rustenburg aroused the attention of both the general public and government. The impact of unsecured lending on the financial wellbeing of consumers has subsequently been brought under the spotlight. Unsecured lending has taken and will continue to take an increasingly central role in our social, political and economic landscape. This study intended to determine the impact of unsecured lending on the financial wellbeing of consumers and made use of three research hypotheses towards this aim. A survey was used to gather data which was statistically analysed by means of a quantitative research strategy. The findings of the research indicated that those who make use of unsecured lending as a means of accessing finance have a better subjective view of their financial wellbeing than those who do not make use of unsecured lending, further, consumers who make use of multiple unsecured loans have an improved outlook with regard to their financial position than those who do not make use of multiple unsecured loans. mn2014 Gordon Institute of Business Science (GIBS) unrestricted 2014-05-08T08:25:42Z 2014-05-08T08:25:42Z 2014-04-30 2013-11-11 Mini Dissertation Rom, R 2013.The Impact of Unsecured Lending on the Financial Wellbeing of Consumers (master’s thesis, Gordon Institute of Business Science, Johannesburg, South Africa).Retrieved from http://www.UPSpace G14/002 http://hdl.handle.net/2263/39738 en © 2013 University of Pretoria. All rights reserved. The copyright in this work vests in the University of Pretoria. No part of this work may be reproduced or transmitted in any form or by any means, without the prior written permission of the University of Pretoria. application/pdf University of Pretoria
spellingShingle Bankruptcy
Financial Wellbeing
The Impact of Unsecured Lending on the Financial Wellbeing of Consumers.
title The Impact of Unsecured Lending on the Financial Wellbeing of Consumers.
title_full The Impact of Unsecured Lending on the Financial Wellbeing of Consumers.
title_fullStr The Impact of Unsecured Lending on the Financial Wellbeing of Consumers.
title_full_unstemmed The Impact of Unsecured Lending on the Financial Wellbeing of Consumers.
title_short The Impact of Unsecured Lending on the Financial Wellbeing of Consumers.
title_sort impact of unsecured lending on the financial wellbeing of consumers
topic Bankruptcy
Financial Wellbeing
url http://hdl.handle.net/2263/39738