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South African household savings and the influence of financial liberalisation
Dissertation (MBA)--University of Pretoria, 2014.
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| Format: | Thesis |
| Language: | English |
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University of Pretoria
2015
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| _version_ | 1867613442472411136 |
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| access_status_str | Open Access |
| author2 | Birtch, Matthew |
| author_browse | Birtch, Matthew |
| author_facet | Birtch, Matthew |
| collection | Thesis |
| dc_rights_str_mv | © 2014 University of Pretoria. All rights reserved. The copyright in this work vests in the University of Pretoria. No part of this work may be reproduced or transmitted in any form or by any means, without the prior written permission of the University of Pretoria. |
| description | Dissertation (MBA)--University of Pretoria, 2014. |
| format | Thesis |
| id | oai:repository.up.ac.za:2263/45041 |
| institution | University of Pretoria (South Africa) |
| language | English |
| last_indexed | 2026-06-10T12:36:12.984Z |
| license_str | Other — see source repository |
| provenance_str_mv | Harvested via OAI-PMH from UPSpace — University of Pretoria Institutional Repository |
| publishDate | 2015 |
| publishDateRange | 2015 |
| publishDateSort | 2015 |
| publisher | University of Pretoria |
| publisherStr | University of Pretoria |
| record_format | dspace |
| source_str | UPSpace — University of Pretoria Institutional Repository |
| spelling | oai:repository.up.ac.za:2263/45041 South African household savings and the influence of financial liberalisation Birtch, Matthew ichelp@gibs.co.za Sithebe, Alupheli UCTD Finance -- South Africa Households -- South Africa Income distribution -- South Africa Quantitative research Dissertation (MBA)--University of Pretoria, 2014. Household savings performance has been of great interest to researchers as a result of its close association with supporting an environment conducive to investment and economic growth. South African savings rates have been declining with household savings showing a significant deterioration over the past two decades. Policymakers are primarily occupied with investigating methods to encourage savings and control consumption levels. However there remains some ambiguity regarding the variables that impact household savings behaviour. Higher domestic savings can assist with improving South Africa’s GDP growth rate, which has not realised the expected targets in recent years. The Vector Error Correction Model approach was applied to determine the long-run impact of certain variables on the household savings rate and household debt ratio. The study employed annual time series data over the 20-year period 1994 to 2013. Variables that were studied in relation to the household savings rate included youth dependency, elderly dependency, financial liberalisation and financial deepening. The impacts of financial liberalisation and financial deepening were also examined against the household debt ratio. Findings revealed that household savings are negatively impacted by youth dependency. Results for elderly dependency and financial deepening had weak explanatory power on household savings. Financial deepening was found to significantly increase household debt levels whilst the results concerning financial liberalisation were inconclusive for both the household debt and household savings variables. lmgibs2015 Gordon Institute of Business Science (GIBS) Unrestricted 2015-05-08T05:44:50Z 2015-05-08T05:44:50Z 2015-04-29 2014 Mini Dissertation Sithebe, A. (2014) South African household savings and the influence of financial liberalisation (MBA mini-dissertation).Gordon Institute of Business Science, University of Pretoria. Retrieved from http://repository.up.ac.za/handle/2263/1818 http://hdl.handle.net/2263/45041 en © 2014 University of Pretoria. All rights reserved. The copyright in this work vests in the University of Pretoria. No part of this work may be reproduced or transmitted in any form or by any means, without the prior written permission of the University of Pretoria. application/pdf University of Pretoria |
| spellingShingle | UCTD Finance -- South Africa Households -- South Africa Income distribution -- South Africa Quantitative research South African household savings and the influence of financial liberalisation |
| title | South African household savings and the influence of financial liberalisation |
| title_full | South African household savings and the influence of financial liberalisation |
| title_fullStr | South African household savings and the influence of financial liberalisation |
| title_full_unstemmed | South African household savings and the influence of financial liberalisation |
| title_short | South African household savings and the influence of financial liberalisation |
| title_sort | south african household savings and the influence of financial liberalisation |
| topic | UCTD Finance -- South Africa Households -- South Africa Income distribution -- South Africa Quantitative research |
| url | http://hdl.handle.net/2263/45041 |