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The relationship between financial literacy and saving habits : an analysis of black South Africans with a commercial tertiary education
Mini Dissertation (MCom)--University of Pretoria, 2016.
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| Other Authors: | |
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| Format: | Thesis |
| Language: | English |
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University of Pretoria
2017
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| _version_ | 1867613687308615681 |
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| access_status_str | Open Access |
| author2 | Dowelani, Musimuni |
| author_browse | Dowelani, Musimuni |
| author_facet | Dowelani, Musimuni |
| collection | Thesis |
| dc_rights_str_mv | © 2016 University of Pretoria. All rights reserved. The copyright in this work vests in the University of Pretoria. No part of this work may be reproduced or transmitted in any form or by any means, without the prior written permission of the University of Pretoria. |
| description | Mini Dissertation (MCom)--University of Pretoria, 2016. |
| format | Thesis |
| id | oai:repository.up.ac.za:2263/60723 |
| institution | University of Pretoria (South Africa) |
| language | English |
| last_indexed | 2026-06-10T12:40:06.524Z |
| license_str | Other — see source repository |
| provenance_str_mv | Harvested via OAI-PMH from UPSpace — University of Pretoria Institutional Repository |
| publishDate | 2017 |
| publishDateRange | 2017 |
| publishDateSort | 2017 |
| publisher | University of Pretoria |
| publisherStr | University of Pretoria |
| record_format | dspace |
| source_str | UPSpace — University of Pretoria Institutional Repository |
| spelling | oai:repository.up.ac.za:2263/60723 The relationship between financial literacy and saving habits : an analysis of black South Africans with a commercial tertiary education Dowelani, Musimuni reon.matemane@up.ac.za Matemane, Matwale Reon Savings Black South Africans Financial literacy Gauteng UCTD Mini Dissertation (MCom)--University of Pretoria, 2016. Financial literacy has been identified in previous studies as an area that has not been researched extensively in South Africa. This is particularly true for Black South Africans who have been previously disadvantaged and excluded from the mainstream economy and financial services in the apartheid regime. Lower savings and over-indebtedness amongst this group can be attributable to the lower financial literacy levels emanating from the inequalities of the past. This study aims to assess the financial literacy of Black South Africans with a commercial tertiary qualification working in Pretoria and Johannesburg based on descriptive research and structured questionnaires. The study first establishes that although people with a commercial tertiary qualification are more financially literate than those with non-commercial tertiary qualification, Black South Africans are nevertheless less financially literate than their Coloured, Indian and White contemporaries. Secondly, those who have savings have higher financial literacy than those who do not have savings. Financial Management MCom Unrestricted 2017-05-31T06:31:25Z 2017-05-31T06:31:25Z 2016 2016 Mini Dissertation Matemane, MR 2016, The relationship between financial literacy and saving habits : an analysis of black South Africans with a commercial tertiary education, MCom Mini Dissertation, University of Pretoria, Pretoria, viewed yymmdd <http://hdl.handle.net/2263/60723> A2016 http://hdl.handle.net/2263/60723 en © 2016 University of Pretoria. All rights reserved. The copyright in this work vests in the University of Pretoria. No part of this work may be reproduced or transmitted in any form or by any means, without the prior written permission of the University of Pretoria. application/pdf University of Pretoria |
| spellingShingle | Savings Black South Africans Financial literacy Gauteng UCTD The relationship between financial literacy and saving habits : an analysis of black South Africans with a commercial tertiary education |
| title | The relationship between financial literacy and saving habits : an analysis of black South Africans with a commercial tertiary education |
| title_full | The relationship between financial literacy and saving habits : an analysis of black South Africans with a commercial tertiary education |
| title_fullStr | The relationship between financial literacy and saving habits : an analysis of black South Africans with a commercial tertiary education |
| title_full_unstemmed | The relationship between financial literacy and saving habits : an analysis of black South Africans with a commercial tertiary education |
| title_short | The relationship between financial literacy and saving habits : an analysis of black South Africans with a commercial tertiary education |
| title_sort | relationship between financial literacy and saving habits an analysis of black south africans with a commercial tertiary education |
| topic | Savings Black South Africans Financial literacy Gauteng UCTD |
| url | http://hdl.handle.net/2263/60723 |