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The antecedents of sustained competitive advantage in low income markets : a financial services analysis

Mini Dissertation (MBA)--University of Pretoria, 2017.

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Other Authors: Mthombeni, Morris
Format: Thesis
Language:English
Published: University of Pretoria 2018
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access_status_str Open Access
author2 Mthombeni, Morris
author_browse Mthombeni, Morris
author_facet Mthombeni, Morris
collection Thesis
dc_rights_str_mv © 2018 University of Pretoria. All rights reserved. The copyright in this work vests in the University of Pretoria. No part of this work may be reproduced or transmitted in any form or by any means, without the prior written permission of the University of Pretoria.
description Mini Dissertation (MBA)--University of Pretoria, 2017.
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institution University of Pretoria (South Africa)
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license_str Other — see source repository
provenance_str_mv Harvested via OAI-PMH from UPSpace — University of Pretoria Institutional Repository
publishDate 2018
publishDateRange 2018
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spelling oai:repository.up.ac.za:2263/64880 The antecedents of sustained competitive advantage in low income markets : a financial services analysis Mthombeni, Morris ichelp@gibs.co.za Mbha, Nombulelo UCTD Mini Dissertation (MBA)--University of Pretoria, 2017. Businesses are currently operating in an environment characterised by constant change due to, an increase in competitive rivalry, erratic global events, continuous change in customer needs, technological developments and a changing regulatory landscape (Osisioma, Nzewi & Mgbemena, 2016). Based on these environmental changes, in their current state, the resources and capabilities of the organisation risk becoming obsolete because Òfirms are not only competing in their ability to configure and exploit existing resources, but also in their ability to renew and develop these resourcesÓ (Osisioma, Nzewi & Mgbemena, 2016: p100). This subsequently impacts a firmÕs ability to develop, gain and sustain competitive advantage. An exploratory qualitative research study was adopted to explore the antecedents of sustained competitive advantage in low income markets. This research study sought to demonstrate how the resource-based view (RBV) as well as dynamic capabilities framework can contribute to organisational competitiveness when used either individually or combined in low income markets. Furthermore the study sought to establish differences and / or similarities that exist among traditional and non-traditional financial service providers in the pursuit of sustained competitive advantage within the low income markets. To this end, ten in-depth semi-structured interviews were conducted with senior managers from traditional and non-traditional financial service providers that serve the low income markets in South Africa. Data from the interviews was analysed to uncover emerging themes and constructs that revealed insights which inform the findings of this study. The findings indicate that from the effective coordination of resources and capabilities, an organisation is able to develop and nurture the accelerators to sustained competitive advantage whilst reduces and eliminating the negative effects of the decelerators of competitive advantage. The model for gaining and sustaining competitive advantage within low income markets was devised using these key findings. nk2018 Gordon Institute of Business Science (GIBS) MBA Unrestricted 2018-05-11T09:02:54Z 2018-05-11T09:02:54Z 30-03-18 2017 Mini Dissertation Mbha, N 2017, The antecedents of sustained competitive advantage in low income markets : a financial services analysis, MBA Mini Dissertation, University of Pretoria, Pretoria, viewed yymmdd <http://hdl.handle.net/2263/64880> http://hdl.handle.net/2263/64880 en © 2018 University of Pretoria. All rights reserved. The copyright in this work vests in the University of Pretoria. No part of this work may be reproduced or transmitted in any form or by any means, without the prior written permission of the University of Pretoria. application/pdf University of Pretoria
spellingShingle UCTD
The antecedents of sustained competitive advantage in low income markets : a financial services analysis
title The antecedents of sustained competitive advantage in low income markets : a financial services analysis
title_full The antecedents of sustained competitive advantage in low income markets : a financial services analysis
title_fullStr The antecedents of sustained competitive advantage in low income markets : a financial services analysis
title_full_unstemmed The antecedents of sustained competitive advantage in low income markets : a financial services analysis
title_short The antecedents of sustained competitive advantage in low income markets : a financial services analysis
title_sort antecedents of sustained competitive advantage in low income markets a financial services analysis
topic UCTD
url http://hdl.handle.net/2263/64880