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The impact of digitisation on risk management in financial institutions
Mini Dissertation (MBA)--University of Pretoria, 2019.
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| Other Authors: | |
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| Format: | Thesis |
| Language: | English |
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University of Pretoria
2020
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| _version_ | 1867613593518735360 |
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| access_status_str | Open Access |
| author2 | Konar, Len |
| author_browse | Konar, Len |
| author_facet | Konar, Len |
| collection | Thesis |
| dc_rights_str_mv | © 2020 University of Pretoria. All rights reserved. The copyright in this work vests in the University of Pretoria. No part of this work may be reproduced or transmitted in any form or by any means, without the prior written permission of the University of Pretoria. |
| description | Mini Dissertation (MBA)--University of Pretoria, 2019. |
| format | Thesis |
| id | oai:repository.up.ac.za:2263/73986 |
| institution | University of Pretoria (South Africa) |
| language | English |
| last_indexed | 2026-06-10T12:38:36.983Z |
| license_str | Other — see source repository |
| provenance_str_mv | Harvested via OAI-PMH from UPSpace — University of Pretoria Institutional Repository |
| publishDate | 2020 |
| publishDateRange | 2020 |
| publishDateSort | 2020 |
| publisher | University of Pretoria |
| publisherStr | University of Pretoria |
| record_format | dspace |
| source_str | UPSpace — University of Pretoria Institutional Repository |
| spelling | oai:repository.up.ac.za:2263/73986 The impact of digitisation on risk management in financial institutions Konar, Len ichelp@gibs.co.za Masakona, Molebogeng UCTD Mini Dissertation (MBA)--University of Pretoria, 2019. Digital technology has changed the world of banking. Customers are able to transact 24 hours a day using various platforms, including mobile applications. It has introduced operational efficiencies and improved value propositions to customers and a variety of other stakeholders. However, it has brought risks such as cyber threats that have emerged as one of the top risks within the banking industry. These risks are more complex and difficult to manage, with greater financial impacts than before. Thus, the aim of this study was to understand the impact of digitisation on the management of risk in financial institutions, particularly banks. This was a qualitative and exploratory study with 14 semi-structured interviews conducted with representatives of four South African banks, one international bank and an academic institution. The study found seven themes, revealing areas impacted by digitisation and how risk is managed. This study aims to contribute towards the existing body of knowledge, particularly to South African academic literature, which is limited from a risk management lens as it relates to digitisation. Subsequently, a digital risk management competency model outlining the skills, knowledge and competencies required to effectively manage digital risk, is proposed for consideration. tk2020 Gordon Institute of Business Science (GIBS) MBA 2020-04-06T10:00:07Z 2020-04-06T10:00:07Z 2020/04/01 2019 Mini Dissertation Masakona, M 2019, The impact of digitisation on risk management in financial institutions, MBA Mini Dissertation, University of Pretoria, Pretoria, viewed yymmdd <http://hdl.handle.net/2263/73986> http://hdl.handle.net/2263/73986 en © 2020 University of Pretoria. All rights reserved. The copyright in this work vests in the University of Pretoria. No part of this work may be reproduced or transmitted in any form or by any means, without the prior written permission of the University of Pretoria. application/pdf University of Pretoria |
| spellingShingle | UCTD The impact of digitisation on risk management in financial institutions |
| title | The impact of digitisation on risk management in financial institutions |
| title_full | The impact of digitisation on risk management in financial institutions |
| title_fullStr | The impact of digitisation on risk management in financial institutions |
| title_full_unstemmed | The impact of digitisation on risk management in financial institutions |
| title_short | The impact of digitisation on risk management in financial institutions |
| title_sort | impact of digitisation on risk management in financial institutions |
| topic | UCTD |
| url | http://hdl.handle.net/2263/73986 |