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Fintech Start-ups in South Africa : A Conceptual Framework to Guide Technology Entrepreneurs

Dissertation (MCom)--University of Pretoria, 2021.

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Other Authors: Steyn, Riana
Format: Thesis
Language:English
Published: University of Pretoria 2021
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access_status_str Open Access
author2 Steyn, Riana
author_browse Steyn, Riana
author_facet Steyn, Riana
collection Thesis
dc_rights_str_mv © 2019 University of Pretoria. All rights reserved. The copyright in this work vests in the University of Pretoria. No part of this work may be reproduced or transmitted in any form or by any means, without the prior written permission of the University of Pretoria.
description Dissertation (MCom)--University of Pretoria, 2021.
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institution University of Pretoria (South Africa)
language English
last_indexed 2026-06-10T12:40:31.851Z
license_str Other — see source repository
provenance_str_mv Harvested via OAI-PMH from UPSpace — University of Pretoria Institutional Repository
publishDate 2021
publishDateRange 2021
publishDateSort 2021
publisher University of Pretoria
publisherStr University of Pretoria
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source_str UPSpace — University of Pretoria Institutional Repository
spelling oai:repository.up.ac.za:2263/78920 Fintech Start-ups in South Africa : A Conceptual Framework to Guide Technology Entrepreneurs Steyn, Riana u18313605@tuks.co.za Raphoto, Katleho Entrepreneurs Conceptual framework technology entrepreneurship Fintech UCTD Dissertation (MCom)--University of Pretoria, 2021. Owing to the lack of information and guidelines currently available for technology entrepreneurs, establishing Fintech start-ups in South Africa is challenging. The current literature on Fintech does not provide information highlighting ways in which technology entrepreneurs can establish and sustain Fintech start-ups, nor does it discuss the relevant skills required or the potential entry barriers for Fintech start-ups in the South African context. The purpose of this research is to investigate the factors that make Fintech startups successful, highlight the barriers faced by Fintech startups, elaborate on the skills required, and create a conceptual framework based on the research, that will guide technology entrepreneurs towards successful venture creation. A qualitative research methodology was used in this study using a semi-structured interview with open-ended questions as a research instrument. Financial Capital, Adherence to Regulation and Customer Centric Platform Development were some of the key findings related to establishing and sustaining Fintech start-ups in South Africa. Costly and scarce skilled resources and regulation barriers were some of the contributors to the failure of Fintech start-ups in South Africa. The government needs to assist where they can from a regulation perspective and provide more support to Fintech start-ups. Tax rebates for Fintech start-ups would also help these start-ups survive in South Africa. Informatics MCom Unrestricted 2021-03-02T12:44:07Z 2021-03-02T12:44:07Z 2021-04-29 2021 Dissertation Raphoto, K 2021, Fintech Start-ups in South Africa : A Conceptual Framework to Guide Technology Entrepreneurs, MCom Dissertation, University of Pretoria, Pretoria, viewed yymmdd <http://hdl.handle.net/2263/78920> A2021 http://hdl.handle.net/2263/78920 en © 2019 University of Pretoria. All rights reserved. The copyright in this work vests in the University of Pretoria. No part of this work may be reproduced or transmitted in any form or by any means, without the prior written permission of the University of Pretoria. application/pdf University of Pretoria
spellingShingle Entrepreneurs
Conceptual framework
technology entrepreneurship
Fintech
UCTD
Fintech Start-ups in South Africa : A Conceptual Framework to Guide Technology Entrepreneurs
title Fintech Start-ups in South Africa : A Conceptual Framework to Guide Technology Entrepreneurs
title_full Fintech Start-ups in South Africa : A Conceptual Framework to Guide Technology Entrepreneurs
title_fullStr Fintech Start-ups in South Africa : A Conceptual Framework to Guide Technology Entrepreneurs
title_full_unstemmed Fintech Start-ups in South Africa : A Conceptual Framework to Guide Technology Entrepreneurs
title_short Fintech Start-ups in South Africa : A Conceptual Framework to Guide Technology Entrepreneurs
title_sort fintech start ups in south africa a conceptual framework to guide technology entrepreneurs
topic Entrepreneurs
Conceptual framework
technology entrepreneurship
Fintech
UCTD
url http://hdl.handle.net/2263/78920