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Interactions between social ties and saving mechanisms as a determinant of savings behaviour
Mini Dissertation (MBA)--University of Pretoria, 2020.
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| Format: | Thesis |
| Language: | English |
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University of Pretoria
2021
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| _version_ | 1867613506308669440 |
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| access_status_str | Open Access |
| author2 | Chipp, Kerry |
| author_browse | Chipp, Kerry |
| author_facet | Chipp, Kerry |
| collection | Thesis |
| dc_rights_str_mv | © 2020 University of Pretoria. All rights reserved. The copyright in this work vests in the University of Pretoria. No part of this work may be reproduced or transmitted in any form or by any means, without the prior written permission of the University of Pretoria. |
| description | Mini Dissertation (MBA)--University of Pretoria, 2020. |
| format | Thesis |
| id | oai:repository.up.ac.za:2263/79577 |
| institution | University of Pretoria (South Africa) |
| language | English |
| last_indexed | 2026-06-10T12:37:13.890Z |
| license_str | Other — see source repository |
| provenance_str_mv | Harvested via OAI-PMH from UPSpace — University of Pretoria Institutional Repository |
| publishDate | 2021 |
| publishDateRange | 2021 |
| publishDateSort | 2021 |
| publisher | University of Pretoria |
| publisherStr | University of Pretoria |
| record_format | dspace |
| source_str | UPSpace — University of Pretoria Institutional Repository |
| spelling | oai:repository.up.ac.za:2263/79577 Interactions between social ties and saving mechanisms as a determinant of savings behaviour Chipp, Kerry ichelp@gibs.co.za Ebrahim, Saberah UCTD Mini Dissertation (MBA)--University of Pretoria, 2020. The prevalence of a strong saving culture has a positive effect on economic welfare resulting in a reduction in inequalities. Within South Africa, Stokvels are an established informal savings mechanism which this study uses as a proxy for exemplary saving behaviour. The success of stokvels can be attributed to social capital and the spirit of ubuntu. Thus, this research aims to determine whether social capital and the cultural practice of ubuntu can influence saving decisions amongst the broader society. This study adopted a between-subjects Experimental Vignette Methodology design to investigate the effects of social distance and culture on saving contributions. A three by two research design was employed. Social distance increased incrementally across the three levels and culture was tested using a frame. This study also applied strength of social ties as a moderator variable. The study found that saving contributions significantly varies across a neutral framing and an ubuntu framing, which supplements existing claims that culture influences decision making. Thus, this study provides evidence to support the effectiveness of framing as a measure of culture. The study also found that social distance and strength of social ties do not impact saving contribution. pt2021 Gordon Institute of Business Science (GIBS) MBA Unrestricted 2021-04-22T10:33:09Z 2021-04-22T10:33:09Z 2021/04/14 2020 Mini Dissertation Ebrahim, S 2020, Interactions between social ties and saving mechanisms as a determinant of savings behaviour, MBA Mini Dissertation, University of Pretoria, Pretoria, viewed yymmdd <http://hdl.handle.net/2263/79577> http://hdl.handle.net/2263/79577 en © 2020 University of Pretoria. All rights reserved. The copyright in this work vests in the University of Pretoria. No part of this work may be reproduced or transmitted in any form or by any means, without the prior written permission of the University of Pretoria. application/pdf University of Pretoria |
| spellingShingle | UCTD Interactions between social ties and saving mechanisms as a determinant of savings behaviour |
| title | Interactions between social ties and saving mechanisms as a determinant of savings behaviour |
| title_full | Interactions between social ties and saving mechanisms as a determinant of savings behaviour |
| title_fullStr | Interactions between social ties and saving mechanisms as a determinant of savings behaviour |
| title_full_unstemmed | Interactions between social ties and saving mechanisms as a determinant of savings behaviour |
| title_short | Interactions between social ties and saving mechanisms as a determinant of savings behaviour |
| title_sort | interactions between social ties and saving mechanisms as a determinant of savings behaviour |
| topic | UCTD |
| url | http://hdl.handle.net/2263/79577 |