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The impact of data breaches of varying severity on the customer loyalty of high net worth individuals in retail banking
Mini Dissertation (MBA)--University of Pretoria, 2020.
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| Format: | Thesis |
| Language: | English |
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University of Pretoria
2021
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| _version_ | 1867613614034124800 |
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| access_status_str | Open Access |
| author2 | Chipp, Kerry |
| author_browse | Chipp, Kerry |
| author_facet | Chipp, Kerry |
| collection | Thesis |
| dc_rights_str_mv | © 2020 University of Pretoria. All rights reserved. The copyright in this work vests in the University of Pretoria. No part of this work may be reproduced or transmitted in any form or by any means, without the prior written permission of the University of Pretoria. |
| description | Mini Dissertation (MBA)--University of Pretoria, 2020. |
| format | Thesis |
| id | oai:repository.up.ac.za:2263/79631 |
| institution | University of Pretoria (South Africa) |
| language | English |
| last_indexed | 2026-06-10T12:38:56.612Z |
| license_str | Other — see source repository |
| provenance_str_mv | Harvested via OAI-PMH from UPSpace — University of Pretoria Institutional Repository |
| publishDate | 2021 |
| publishDateRange | 2021 |
| publishDateSort | 2021 |
| publisher | University of Pretoria |
| publisherStr | University of Pretoria |
| record_format | dspace |
| source_str | UPSpace — University of Pretoria Institutional Repository |
| spelling | oai:repository.up.ac.za:2263/79631 The impact of data breaches of varying severity on the customer loyalty of high net worth individuals in retail banking Chipp, Kerry ichelp@gibs.co.za Nsibande, Senzosenkosi UCTD Mini Dissertation (MBA)--University of Pretoria, 2020. The aim of this study was to investigate the impact of data breaches of varying severity on customer loyalty. The study was motivated by the growth in the amount of data shared and stored by organisations to enhance service offerings (Big Data), and the increase in the frequency and scale of data breaches caused by this. Research shows that customer loyalty is critical to the long-term profitability of an organisation, making the understanding of data breaches on customer loyalty critical for any organisation’s prospects. Despite this significance, literature on how breach severity can influence behavioural changes has been limited. This study, using an experiment, and the three dimensions of attribution theory - to assess how customers determine causal inference and assign blame following a breach - examined how customers changed their loyalty intentions following a data breach depending on the size and scale of the breach. This study aims to contribute to the existing body of work related to data breaches. A 2X3 factorial design was used to determine the effects of the locus, the stability, and the controllability of cause on the customer’s loyalty intentions, and to test the moderating effects of the breach severity. The results of the study determined that the stability and the controllability of cause were significant determinants of customer loyalty. The role of the severity and the locus of causality were determined to have limited bearing on customer loyalty. The implications for academia, managers and businesses are examined. pt2021 Gordon Institute of Business Science (GIBS) MBA Unrestricted 2021-04-22T10:33:21Z 2021-04-22T10:33:21Z 2021/04/14 2020 Mini Dissertation Nsibande, S 2020, The impact of data breaches of varying severity on the customer loyalty of high net worth individuals in retail banking, MBA Mini Dissertation, University of Pretoria, Pretoria, viewed yymmdd <http://hdl.handle.net/2263/79631> http://hdl.handle.net/2263/79631 en © 2020 University of Pretoria. All rights reserved. The copyright in this work vests in the University of Pretoria. No part of this work may be reproduced or transmitted in any form or by any means, without the prior written permission of the University of Pretoria. application/pdf University of Pretoria |
| spellingShingle | UCTD The impact of data breaches of varying severity on the customer loyalty of high net worth individuals in retail banking |
| title | The impact of data breaches of varying severity on the customer loyalty of high net worth individuals in retail banking |
| title_full | The impact of data breaches of varying severity on the customer loyalty of high net worth individuals in retail banking |
| title_fullStr | The impact of data breaches of varying severity on the customer loyalty of high net worth individuals in retail banking |
| title_full_unstemmed | The impact of data breaches of varying severity on the customer loyalty of high net worth individuals in retail banking |
| title_short | The impact of data breaches of varying severity on the customer loyalty of high net worth individuals in retail banking |
| title_sort | impact of data breaches of varying severity on the customer loyalty of high net worth individuals in retail banking |
| topic | UCTD |
| url | http://hdl.handle.net/2263/79631 |