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The regulation of electronic payments in South Africa
Mini Dissertation
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| Other Authors: | |
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| Format: | Thesis |
| Language: | English |
| Published: |
University of Pretoria
2021
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| _version_ | 1867613669891768320 |
|---|---|
| access_status_str | Open Access |
| author2 | Brits, Reghard |
| author_browse | Brits, Reghard |
| author_facet | Brits, Reghard |
| collection | Thesis |
| dc_rights_str_mv | © 2019 University of Pretoria. All rights reserved. The copyright in this work vests in the University of Pretoria. No part of this work may be reproduced or transmitted in any form or by any means, without the prior written permission of the University of Pretoria. |
| description | Mini Dissertation |
| format | Thesis |
| id | oai:repository.up.ac.za:2263/83073 |
| institution | University of Pretoria (South Africa) |
| language | English |
| last_indexed | 2026-06-10T12:39:49.883Z |
| license_str | Other — see source repository |
| provenance_str_mv | Harvested via OAI-PMH from UPSpace — University of Pretoria Institutional Repository |
| publishDate | 2021 |
| publishDateRange | 2021 |
| publishDateSort | 2021 |
| publisher | University of Pretoria |
| publisherStr | University of Pretoria |
| record_format | dspace |
| source_str | UPSpace — University of Pretoria Institutional Repository |
| spelling | oai:repository.up.ac.za:2263/83073 The regulation of electronic payments in South Africa Brits, Reghard riana.scheffer@gmail.com Heunis, Riana Banking law Mini Dissertation This dissertation analyses the electronic payments industry in South Africa and identifies certain selected shortcomings in our law to regulate new innovations in the payment services market. It focuses on the rights and obligations of parties involved in different methods of electronic payments and analyses how the common law as well as legislation apply to these methods of payment. Consumer protection concerns are also highlighted, which are heightened by the lack of competition in the payment services industry. International developments are explored in comparison to the South African regulatory model. The conclusion reached is that there is a need for legislation dedicated to the intricacies involved in electronic methods of payment and that new entrants in the market should be welcomed. In this regard, guidance should be taken from the European Union and the United States of America, where detailed directives or codes have been implemented to cater for electronic methods of payment. Developments in South Africa, as well as abroad, for the regulation of crypto assets, a new innovation in the payment industry, are also explored. It is shown that, due to crypto assets not being utilized widely as a payment method, regulatory intervention is developing at a slow pace. LLM (Mercantile Law) LLM (Mercantile Law) -- University of Pretoria Unrestricted 2021-12-15T13:49:44Z 2021-12-15T13:49:44Z 2022-04 2021 Mini Dissertation * A2022 http://hdl.handle.net/2263/83073 en © 2019 University of Pretoria. All rights reserved. The copyright in this work vests in the University of Pretoria. No part of this work may be reproduced or transmitted in any form or by any means, without the prior written permission of the University of Pretoria. application/pdf University of Pretoria |
| spellingShingle | Banking law The regulation of electronic payments in South Africa |
| title | The regulation of electronic payments in South Africa |
| title_full | The regulation of electronic payments in South Africa |
| title_fullStr | The regulation of electronic payments in South Africa |
| title_full_unstemmed | The regulation of electronic payments in South Africa |
| title_short | The regulation of electronic payments in South Africa |
| title_sort | regulation of electronic payments in south africa |
| topic | Banking law |
| url | http://hdl.handle.net/2263/83073 |