Full Text Available
Note: Clicking the button above will open the full text document at the original institutional repository in a new window.
A legal analysis of credit provision and debt relief during the Covid-19 crisis
Mini Dissertation (LLM)--University of Pretoria, 2021.
Saved in:
| Other Authors: | |
|---|---|
| Format: | Thesis |
| Language: | English |
| Published: |
University of Pretoria
2021
|
| Subjects: | |
| Tags: |
No Tags, Be the first to tag this record!
|
| _version_ | 1867613507650846720 |
|---|---|
| access_status_str | Open Access |
| author2 | Brits, Reghard |
| author_browse | Brits, Reghard |
| author_facet | Brits, Reghard |
| collection | Thesis |
| dc_rights_str_mv | © 2019 University of Pretoria. All rights reserved. The copyright in this work vests in the University of Pretoria. No part of this work may be reproduced or transmitted in any form or by any means, without the prior written permission of the University of Pretoria. |
| description | Mini Dissertation (LLM)--University of Pretoria, 2021. |
| format | Thesis |
| id | oai:repository.up.ac.za:2263/83083 |
| institution | University of Pretoria (South Africa) |
| language | English |
| last_indexed | 2026-06-10T12:37:15.129Z |
| license_str | Other — see source repository |
| provenance_str_mv | Harvested via OAI-PMH from UPSpace — University of Pretoria Institutional Repository |
| publishDate | 2021 |
| publishDateRange | 2021 |
| publishDateSort | 2021 |
| publisher | University of Pretoria |
| publisherStr | University of Pretoria |
| record_format | dspace |
| source_str | UPSpace — University of Pretoria Institutional Repository |
| spelling | oai:repository.up.ac.za:2263/83083 A legal analysis of credit provision and debt relief during the Covid-19 crisis Brits, Reghard ipeleng.tsoanamatsie@investec.co.za Tsoanamatsie, Ipeleng + Donald UCTD South African Reserve Bank The National Credit Act Mini Dissertation (LLM)--University of Pretoria, 2021. Based on the South African Reserve Bank’s object in ensuring the maintenance of financial stability and economic growth as well as considering key principles as outlined in The Code of Banking Practice, this dissertation analyses the role which banks play in the provision for financial relief, in the form of both lending and extending debt relief, during times of crisis such as the Covid-19 pandemic. This dissertation will commence by providing context into credit provisions by highlighting the responsibility placed on the banks by the Code as well as the National Credit Act. This will then be followed by the overview of the types of debt relief afforded to consumers as contained in other legislation such as the Insolvency Act and the Magistrate Court Act. I will also include the application of these various forms of debt relief. Further to this I will proceed to discuss the avoidance of reckless credit granting and measures taken by credit providers such as banks to avoid it. The focus will be mainly on individual consumers. The overall analysis will include deliberations as to how credit provisions and debt relief were applied during the pandemic as well as the introduction of other relief measures such as the Covid-19 Loan Scheme Guarantee. Investec LLM (Mercantile Law) LLM (Mercantile Law) Unrestricted 2021-12-17T07:46:18Z 2021-12-17T07:46:18Z 2022-04 2021 Dissertation * A2022 http://hdl.handle.net/2263/83083 en © 2019 University of Pretoria. All rights reserved. The copyright in this work vests in the University of Pretoria. No part of this work may be reproduced or transmitted in any form or by any means, without the prior written permission of the University of Pretoria. application/pdf University of Pretoria |
| spellingShingle | UCTD South African Reserve Bank The National Credit Act A legal analysis of credit provision and debt relief during the Covid-19 crisis |
| title | A legal analysis of credit provision and debt relief during the Covid-19 crisis |
| title_full | A legal analysis of credit provision and debt relief during the Covid-19 crisis |
| title_fullStr | A legal analysis of credit provision and debt relief during the Covid-19 crisis |
| title_full_unstemmed | A legal analysis of credit provision and debt relief during the Covid-19 crisis |
| title_short | A legal analysis of credit provision and debt relief during the Covid-19 crisis |
| title_sort | legal analysis of credit provision and debt relief during the covid 19 crisis |
| topic | UCTD South African Reserve Bank The National Credit Act |
| url | http://hdl.handle.net/2263/83083 |