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The management of social identity by upper middle to affluent black South Africans who participate in stokvels

Thesis (PhD)--University of Pretoria, 2022.

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Other Authors: Wocke, Albert
Format: Thesis
Language:English
Published: University of Pretoria 2023
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access_status_str Open Access
author2 Wocke, Albert
author_browse Wocke, Albert
author_facet Wocke, Albert
collection Thesis
dc_rights_str_mv © 2021 University of Pretoria. All rights reserved. The copyright in this work vests in the University of Pretoria. No part of this work may be reproduced or transmitted in any form or by any means, without the prior written permission of the University of Pretoria.
description Thesis (PhD)--University of Pretoria, 2022.
format Thesis
id oai:repository.up.ac.za:2263/90007
institution University of Pretoria (South Africa)
language English
last_indexed 2026-06-10T12:37:56.361Z
license_str Other — see source repository
provenance_str_mv Harvested via OAI-PMH from UPSpace — University of Pretoria Institutional Repository
publishDate 2023
publishDateRange 2023
publishDateSort 2023
publisher University of Pretoria
publisherStr University of Pretoria
record_format dspace
source_str UPSpace — University of Pretoria Institutional Repository
spelling oai:repository.up.ac.za:2263/90007 The management of social identity by upper middle to affluent black South Africans who participate in stokvels Wocke, Albert ichelp@gibs.co.za Motshwane, Tebogo Seith UCTD Group level group identity Individual-level group identity Black South Africans Stokvels Thesis (PhD)--University of Pretoria, 2022. A stokvel is an informal savings group, historically formed by Black South Africans during the Apartheid era. These are self-help, community-based structures which were formed by people who did not have access to formal financial mechanisms. This study explores the purpose that stokvel(s) membership serves to an upper middle to affluent Black South African, who is either formally employed or owns a formal business. Prior research on social identity theory has identified the different components/ levels that make up a person’s identity. Prior studies have however, primarily focused on defining the different components/ levels of a person’s identity, and not necessarily on the manner in which an individual chooses to manage these different components in association with the belief systems that are more or less likely to be held by that individual in different circumstances. This study goes beyond the point of defining these components/ levels and finds that in circumstances where a greater level of importance/ preference is being attributed to individual-level group identity (IGI) than what is being attributed to group-level group identity (GGI), an individual is more likely to hold a social mobility belief system and less likely to hold a social change belief system. The study also finds that in circumstances where a greater level of importance/ preference is being attributed to GGI than what is being attributed to IGI, an individual is more likely to hold a social change belief system and less likely to hold a social mobility belief system. This qualitative study has adopted a phenomenology research strategy. A referral sampling technique was used to select the research participants and conduct 21 semi-structured research interviews, which were then supplemented with observation notes, a reflective journal, and a bracketing diary. Colaizzi’s data analysis framework for phenomenology research was adopted. The study highlights aspects of diversity in workforces, and possible considerations for non-adherence to some of the regulatory and compliance requirements that are currently in place. The study recommends that the formal financial services industry should consider partnering with informal stokvel groups, for the greater benefit of the South African economy. Gordon Institute of Business Science (GIBS) PhD Unrestricted 2023-03-07T09:40:56Z 2023-03-07T09:40:56Z 2023 2022-10 Thesis * A2023 https://repository.up.ac.za/handle/2263/90007 en © 2021 University of Pretoria. All rights reserved. The copyright in this work vests in the University of Pretoria. No part of this work may be reproduced or transmitted in any form or by any means, without the prior written permission of the University of Pretoria. application/pdf University of Pretoria
spellingShingle UCTD
Group level group identity
Individual-level group identity
Black South Africans
Stokvels
The management of social identity by upper middle to affluent black South Africans who participate in stokvels
title The management of social identity by upper middle to affluent black South Africans who participate in stokvels
title_full The management of social identity by upper middle to affluent black South Africans who participate in stokvels
title_fullStr The management of social identity by upper middle to affluent black South Africans who participate in stokvels
title_full_unstemmed The management of social identity by upper middle to affluent black South Africans who participate in stokvels
title_short The management of social identity by upper middle to affluent black South Africans who participate in stokvels
title_sort management of social identity by upper middle to affluent black south africans who participate in stokvels
topic UCTD
Group level group identity
Individual-level group identity
Black South Africans
Stokvels
url https://repository.up.ac.za/handle/2263/90007