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The impact of vehicle telematics-based insurance rewards on the driving behaviour of short-term insurance policyholders
Dissertation (MBA)--University of Pretoria, 2023
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| Other Authors: | |
| Format: | Thesis |
| Language: | English |
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University of Pretoria
2024
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| _version_ | 1867613633462140928 |
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| access_status_str | Open Access |
| author | Ndlovu, Mbongeni |
| author2 | Muller, Chris |
| author_browse | Muller, Chris Ndlovu, Mbongeni |
| author_facet | Muller, Chris Ndlovu, Mbongeni |
| author_sort | Ndlovu, Mbongeni |
| collection | Thesis |
| dc_rights_str_mv | © 2023 University of Pretoria. All rights reserved. The copyright in this work vests in the University of Pretoria. |
| description | Dissertation (MBA)--University of Pretoria, 2023 |
| format | Thesis |
| id | oai:repository.up.ac.za:2263/95892 |
| institution | University of Pretoria (South Africa) |
| language | English |
| last_indexed | 2026-06-10T12:39:14.996Z |
| license_str | Other — see source repository |
| provenance_str_mv | Harvested via OAI-PMH from UPSpace — University of Pretoria Institutional Repository |
| publishDate | 2024 |
| publishDateRange | 2024 |
| publishDateSort | 2024 |
| publisher | University of Pretoria |
| publisherStr | University of Pretoria |
| record_format | dspace |
| source_str | UPSpace — University of Pretoria Institutional Repository |
| spelling | oai:repository.up.ac.za:2263/95892 The impact of vehicle telematics-based insurance rewards on the driving behaviour of short-term insurance policyholders Ndlovu, Mbongeni Muller, Chris Telematics-based insurance Driving behaviour Telematics rewards Personalised insurance premiums Quantitative research Dissertation (MBA)--University of Pretoria, 2023 This thesis explores the impact of telematics-based reward schemes on the driving behaviour of policyholders in the South African insurance sector. Using data collected from a leading South African insurer's telematics database, this research employs a combination of descriptive and inferential statistics to investigate the relationships between demographic characteristics, telematics rewards, and driving behaviour. The findings indicate that demographic characteristics when considered together, have a statistically significant relationship with telematics rewards. Telematics rewards, in turn, exhibit a substantial relationship with driving behaviour. While the relationships between demographic characteristics and driving behaviour were not statistically significant, their influence on driving behaviour is noteworthy. This research contributes to the understanding of how telematics-based reward mechanisms can influence and incentivise safer driving practices among insurance customers. It has academic and practical implications, shedding light on the potential benefits for the insurance industry in offering personalised insurance premiums based on individual driving behaviour. The findings provide insights for policyholders, insurers, and policymakers seeking to promote road safety, reduce insurance premiums, and enhance customer satisfaction. pagibs2024 2024-05-10T09:18:57Z 2024-05-10T09:18:57Z 2024-04-17 2024-04-17 Mini Dissertation * A2024 http://hdl.handle.net/2263/95892 en © 2023 University of Pretoria. All rights reserved. The copyright in this work vests in the University of Pretoria. application/pdf University of Pretoria |
| spellingShingle | Telematics-based insurance Driving behaviour Telematics rewards Personalised insurance premiums Quantitative research Ndlovu, Mbongeni The impact of vehicle telematics-based insurance rewards on the driving behaviour of short-term insurance policyholders |
| title | The impact of vehicle telematics-based insurance rewards on the driving behaviour of short-term insurance policyholders |
| title_full | The impact of vehicle telematics-based insurance rewards on the driving behaviour of short-term insurance policyholders |
| title_fullStr | The impact of vehicle telematics-based insurance rewards on the driving behaviour of short-term insurance policyholders |
| title_full_unstemmed | The impact of vehicle telematics-based insurance rewards on the driving behaviour of short-term insurance policyholders |
| title_short | The impact of vehicle telematics-based insurance rewards on the driving behaviour of short-term insurance policyholders |
| title_sort | impact of vehicle telematics based insurance rewards on the driving behaviour of short term insurance policyholders |
| topic | Telematics-based insurance Driving behaviour Telematics rewards Personalised insurance premiums Quantitative research |
| url | http://hdl.handle.net/2263/95892 |
| work_keys_str_mv | AT ndlovumbongeni theimpactofvehicletelematicsbasedinsurancerewardsonthedrivingbehaviourofshortterminsurancepolicyholders AT ndlovumbongeni impactofvehicletelematicsbasedinsurancerewardsonthedrivingbehaviourofshortterminsurancepolicyholders |