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The deposit insurance scheme under the financial sector regulation Act 9 of 2017
Mini Dissertation (LLM (Mercantile Law in Banking Law))--University of Pretoria, 2023.
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| Format: | Thesis |
| Language: | English |
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University of Pretoria
2024
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| _version_ | 1867613590723231744 |
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| access_status_str | Open Access |
| author2 | Nyaude, Ashley |
| author_browse | Nyaude, Ashley |
| author_facet | Nyaude, Ashley |
| collection | Thesis |
| dc_rights_str_mv | © 2023 University of Pretoria. All rights reserved. The copyright in this work vests in the University of Pretoria. No part of this work may be reproduced or transmitted in any form or by any means, without the prior written permission of the University of Pretoria. |
| description | Mini Dissertation (LLM (Mercantile Law in Banking Law))--University of Pretoria, 2023. |
| format | Thesis |
| id | oai:repository.up.ac.za:2263/96986 |
| institution | University of Pretoria (South Africa) |
| language | English |
| last_indexed | 2026-06-10T12:38:34.370Z |
| license_str | Other — see source repository |
| provenance_str_mv | Harvested via OAI-PMH from UPSpace — University of Pretoria Institutional Repository |
| publishDate | 2024 |
| publishDateRange | 2024 |
| publishDateSort | 2024 |
| publisher | University of Pretoria |
| publisherStr | University of Pretoria |
| record_format | dspace |
| source_str | UPSpace — University of Pretoria Institutional Repository |
| spelling | oai:repository.up.ac.za:2263/96986 The deposit insurance scheme under the financial sector regulation Act 9 of 2017 Nyaude, Ashley u19300680@tuks.co.za Lepele, Seipati E. UCTD Bank failure Deposit insurance scheme IADI Core Principles Financial Sector Regulation Act 9 of 2017 Financial stability Sustainable Development Goals (SDGs) SDG-08: Decent work and economic growth Law theses SDG-08 SDG-16: Peace, justice and strong institutions Law theses SDG-16 Mini Dissertation (LLM (Mercantile Law in Banking Law))--University of Pretoria, 2023. This study explores the features of South Africa’s recently adopted Explicit Deposit Insurance Scheme (EDIS). EDIS serves as a mechanism designed to enhance financial system stability during bank failures by instilling confidence in depositors regarding the recovery of their insured funds, thereby reducing the likelihood of a bank run. EDIS, initially pioneered by the United States in 1933, has become a global mechanism adopted by various countries. South Africa’s recent transition from implicit deposit insurance, characterised by a lack of rules governing coverage and compensation, to a rules-based EDIS is captured in the Financial Sector Regulation Act 9 of 2017 (as amended). This development aligns the country with international best practices, particularly the International Association of Deposit Insurer’s Core Principles for Effective Deposit Insurance Systems (Core Principles). This study benchmarks South Africa’s EDIS against these Core Principles to assess its alignment with international standards and identify any potential shortcomings. Additionally, the study examines the deposit insurance systems in the United States and Kenya to extract valuable lessons for South Africa, considering the extensive experience of these jurisdictions in managing such systems. Mercantile Law LLM (Mercantile Law in Banking Law) Unrestricted Faculty of Laws 2024-07-12T12:21:17Z 2024-07-12T12:21:17Z 2024-09 2023-11-29 Mini Dissertation * S2024 http://hdl.handle.net/2263/96986 None en © 2023 University of Pretoria. All rights reserved. The copyright in this work vests in the University of Pretoria. No part of this work may be reproduced or transmitted in any form or by any means, without the prior written permission of the University of Pretoria. application/pdf University of Pretoria |
| spellingShingle | UCTD Bank failure Deposit insurance scheme IADI Core Principles Financial Sector Regulation Act 9 of 2017 Financial stability Sustainable Development Goals (SDGs) SDG-08: Decent work and economic growth Law theses SDG-08 SDG-16: Peace, justice and strong institutions Law theses SDG-16 The deposit insurance scheme under the financial sector regulation Act 9 of 2017 |
| title | The deposit insurance scheme under the financial sector regulation Act 9 of 2017 |
| title_full | The deposit insurance scheme under the financial sector regulation Act 9 of 2017 |
| title_fullStr | The deposit insurance scheme under the financial sector regulation Act 9 of 2017 |
| title_full_unstemmed | The deposit insurance scheme under the financial sector regulation Act 9 of 2017 |
| title_short | The deposit insurance scheme under the financial sector regulation Act 9 of 2017 |
| title_sort | deposit insurance scheme under the financial sector regulation act 9 of 2017 |
| topic | UCTD Bank failure Deposit insurance scheme IADI Core Principles Financial Sector Regulation Act 9 of 2017 Financial stability Sustainable Development Goals (SDGs) SDG-08: Decent work and economic growth Law theses SDG-08 SDG-16: Peace, justice and strong institutions Law theses SDG-16 |
| url | http://hdl.handle.net/2263/96986 |