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Proactive Management Of Lost Bank Cards

Thesis (MEng)--Stellenbosch University, 2026.

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Bibliographic Details
Main Author: Ngcobo, Sakhile Pine
Other Authors: Gwetu, Mandla
Format: Thesis
Language:English
Published: Stellenbosch : Stellenbosch University 2026
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access_status_str Open Access
author Ngcobo, Sakhile Pine
author2 Gwetu, Mandla
author_browse Gwetu, Mandla
Ngcobo, Sakhile Pine
author_facet Gwetu, Mandla
Ngcobo, Sakhile Pine
author_sort Ngcobo, Sakhile Pine
collection Thesis
dc_rights_str_mv Stellenbosch University
description Thesis (MEng)--Stellenbosch University, 2026.
format Thesis
id oai:scholar.sun.ac.za:10019.1/136095
institution Stellenbosch University (South Africa)
language English
last_indexed 2026-06-10T12:41:42.984Z
license_str Other — see source repository
provenance_str_mv Harvested via OAI-PMH from SUNScholar — Stellenbosch University Repository
publishDate 2026
publishDateRange 2026
publishDateSort 2026
publisher Stellenbosch : Stellenbosch University
publisherStr Stellenbosch : Stellenbosch University
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source_str SUNScholar — Stellenbosch University Repository
spelling oai:scholar.sun.ac.za:10019.1/136095 Proactive Management Of Lost Bank Cards Ngcobo, Sakhile Pine Gwetu, Mandla Stellenbosch University. Faculty of Engineering. Dept. of Industrial Engineering. Thesis (MEng)--Stellenbosch University, 2026. Ngcobo, S. P. 2026. Proactive Management Of Lost Bank Cards. Unpublished masters thesis. Stellenbosch: Stellenbosch University [online]. Available: https://scholar.sun.ac.za/items/2628da34-30e6-4e6c-a1ab-3cd4560f2b48 In the current rapidly advancing digital era, financial institutions need to ensure the secure handling of compromised bank cards, to reduce losses from unauthorized transactions. Although modern technologies have advanced, mitigation strategies for compromised bank cards remain largely reactive and dependent on customers reporting incidents. This reactive paradigm has proven inadequate as credit card adoption increases and financial fraud becomes more sophisticated. Existing solutions, such as manual card freeze and transaction alerts, offer partial mitigation, exhibiting limited capacity to predict or intercept losses through contextual behaviour analysis in real-time. This study proposes a proactive framework using Long-Term Short-Term (LSTM) Autoencoders to address these limitations. A customer profile is built to model expected behaviour, and detect observations that deviate from the expected behaviour profile as potential indicators of card loss. Beyond the financial landscape, applications of the proposed framework are scalable to any sector with observable digital behavioural trails. For instance, student ID cards generate location-based access logs that can help analyse access pattern behaviour, enabling the detection of misplaced student cards and timely intervention of unauthorised access. Similarly, modelling the usage of equipment in industrial settings can facilitate fault detection, offering early signs of mechanical failure. In modern connected vehicle environments, deviations from well-established driver behaviour could indicate theft, misuse, or safety concerns. Masters 2026-04-22T09:27:24Z 2026-04-22T09:27:24Z 2026-03 Thesis https://scholar.sun.ac.za/handle/10019.1/136095 en Stellenbosch University 115 pages application/pdf Stellenbosch : Stellenbosch University
spellingShingle Ngcobo, Sakhile Pine
Proactive Management Of Lost Bank Cards
title Proactive Management Of Lost Bank Cards
title_full Proactive Management Of Lost Bank Cards
title_fullStr Proactive Management Of Lost Bank Cards
title_full_unstemmed Proactive Management Of Lost Bank Cards
title_short Proactive Management Of Lost Bank Cards
title_sort proactive management of lost bank cards
url https://scholar.sun.ac.za/handle/10019.1/136095
work_keys_str_mv AT ngcobosakhilepine proactivemanagementoflostbankcards