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Inverting the bad debt ladder: Credit self-efficacy and healthier financial state
Levels of indebtedness amongst South African consumers are increasing year on year and the formal lending system is not structured or incentivised to reverse this. In lieu of fundamental change in regulation and to current institutionalised lending and debt collection practices, the best way to reve...
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| Format: | Thesis |
| Language: | English |
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Faculty of Commerce
2023
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